FHA Loan Max Loan amount for Tumwater, Thurston County, WA in 2025

In the year 2025, the FHA loan limits for a single-family residence in Tumwater county, Thurston, WA are set at $546,250. For properties with two units, the limit is $699,300, for three units, it reaches $845,300, and for four units, it's $1,050,500.

Regarding conventional loans, the maximum amount allowed for a single-family home is $726,200, increasing to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for units of four.

Utilize our FHA calculator to access today’s favorable rates and determine required downpayments, income, credit, reserves, and documentation to qualify.

Compare loan offers from a group of 100 lenders

Analyze Your Loan Choices in Tumwater, WA

The Lendersa® calculator is a resource for comparing FHA rates and terms with those available from other loan programs. It also covers Conventional, Jumbo, VA, USDA, Non-QM, and hard money loan options.

Lendersa® quickly sources loan program information from numerous lenders, evaluating it against your specific financial circumstances instantly.

For the year 2025, the Loan Limits Comparison Table for Tumwater county in Thurston, WA, provides a thorough comparison of the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Assess qualification needs such as income, reserves, and credit via Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Tumwater county of Thurston, WA

SFR 2 Units 3 Units 4 Units
FHA $546,250 $699,300 $845,300 $1,050,500
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $381,800 $381,800 $381,800 $381,800
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • evergreenDIRECT Credit Union.
  • 6001 Capitol Boulevard SW, Tumwater, WA, 98501
  • evergreenDIRECT Credit Union is owned by each and every member that we serve. It's no surprise our sole focus is to provide quality, flexible services to our members at a reasonable price. Something we call "Banking. At your speed.Banks, on the other hand, are different. They have shareholders and investors to whom they have to pay large profits.
  • St. Julien Home Loans
  • 204 Custer Way SW, Suite 102, Tumwater, WA, 98501
  • St Julien Home Loans is a family-owned mortgage solutions company with over 42 years of experience. Located in Tumwater, Washington we service loans all across the state and partner with several banks and credit unions. Founded in 2005 by Bonnie and Wendy St. Julien, a mother and daughter team.
  • NTFN, INC
  • 711 CAPITOL WAY S, Suite 204, Olympia, WA, 98501
  • NTFN is a full service mortgage banker established in 1992 originally as Park Cities Mortgage. It was started by two men that felt they could create a better experience for their borrowers. They founded the company on the premise of excellent service, increased control and a faster more flexible process
  • Accel Mortgage
  • PO Box 11206, Olympia, WA, 98508
  • "Accel Mortgage We believe in the value of honest, ethical business dealings, and in unsurpassed customer service.We want you to not only be happy with your home but also with the mortgage program. Whether you are in need of a mortgage for a refinance or a home purchase, we will help you find the mortgage that best fits your needs
  • TwinStar Credit Union Lakewood
  • PO Box 718, Olympia, WA, 98507
  • TwinStar is a community credit union in the Pacific Northwest with more than 100, 000 members and over $1 billion in assets. Our reputation for providing value and empowering the community stretches beyond the borders of Washington State and Oregon, where our 20 branches are located.
  • O Bee Credit Union
  • PO Box 5000, Lacey, WA, 98509
  • O Bee Business team offers creative, common-sense financing designed to fit your specific business needs. Each business we work with comes to us with dreams, goals and a lot of grit. We focus on logical steps to make it happen. We’ve been helping small, medium and large sized businesses grow and profit for more than 15 years.
  • Grimm Mortgage Services
  • 7311 20th Avenue Southeast, Olympia, WA, 98503
  • Thomas W Grimm has Over 25 years experience in mortgage lending. Thomas work with multiple lenders to ensure he can find just the right loan for you and at a fair price. If You have a question about your loan, Never be in the dark again. Thomas do his best to answer all calls and texts from 8 am to 10 pm PST, 7 days a week.
  • South Sound Home Loans LLC
  • 4570 Avery Lane SE, Lacey, WA, 98503
  • Our mission is to help local residents of the South Sound area of Washington to achieve or enhance their “American Dream” with custom tailored home mortgage loans to either purchase or refinance. You can be confident that your questions and needs will be satisfied by experts with over 60 years of local mortgage experience.
  • Cornerstone Home Mortgage
  • 4520 Intelco Loop SE, Suite 1A, Lacey, WA, 98503
  • Cornerstone Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage.