FHA Loan Limits for SeaTac, King County, WA in 2025

In 2025, the FHA loan limits for SeaTac county in King, WA are set at $977,500 for single-family homes, $1,251,400 for two-unit buildings, $1,512,650 for three-unit properties, and $1,879,850 for four-unit structures.

For conventional loans, a single-family home has a maximum limit of $977,500, while two-unit dwellings can access up to $1,251,400, three-unit homes up to $1,512,650, and the limit for four-unit dwellings is $1,879,850.

Our FHA calculator can help you explore today’s top FHA interest rates and ascertain the downpayment, income requirements, credit score, reserves, and necessary documentation for qualification.

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With Lendersa® calculator, you can compare FHA rates and terms against those of various other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

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For 2025 in SeaTac county, King, WA, check the Loan Limits Comparison Table covering FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification needs like income, reserves, and credit.

Loan limits SeaTac county of King, WA

SFR 2 Units 3 Units 4 Units
FHA $977,500 $1,251,400 $1,512,650 $1,879,850
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $977,500 $1,251,400 $1,512,650 $1,879,850
USDA $713,000 $713,000 $713,000 $713,000
VA $977,500 $1,251,400 $1,512,650 $1,879,850
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • SnoCope Credit Union
  • 3130 Rockefeller Avenue, Everett, WA, 98201
  • A not for profit financial cooperative started in 1959; membership is open to anyone who lives, works, worships, goes to school or operates a business in WA. SnoCope makes employment decisions without regard to race, color, sex, national origin, veteran status, sexual orientation, gender identity, religion, age, disability or other protected status
  • TwinStar Credit Union Lakewood
  • PO Box 718, Olympia, WA, 98507
  • TwinStar is a community credit union in the Pacific Northwest with more than 100, 000 members and over $1 billion in assets. Our reputation for providing value and empowering the community stretches beyond the borders of Washington State and Oregon, where our 20 branches are located.
  • Accel Mortgage
  • PO Box 11206, Olympia, WA, 98508
  • "Accel Mortgage We believe in the value of honest, ethical business dealings, and in unsurpassed customer service.We want you to not only be happy with your home but also with the mortgage program. Whether you are in need of a mortgage for a refinance or a home purchase, we will help you find the mortgage that best fits your needs
  • Peninsula CU
  • 521 W Railroad Avenue, Shelton, WA, 98584
  • Peninsula Credit Union is a federally chartered credit union and is regulated by the National Credit Union Administration. Everyone who lives, works, worships, goes to school in Kitsap, Mason, Jefferson, Clallam or Grays Harbor County and/or the immediate family related to a current member is eligible to join
  • Bayview Home Loans
  • 421 East Osprey LN, Shelton, WA, 98584
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • evergreenDIRECT Credit Union.
  • 6001 Capitol Boulevard SW, Tumwater, WA, 98501
  • evergreenDIRECT Credit Union is owned by each and every member that we serve. It's no surprise our sole focus is to provide quality, flexible services to our members at a reasonable price. Something we call "Banking. At your speed.Banks, on the other hand, are different. They have shareholders and investors to whom they have to pay large profits.
  • St. Julien Home Loans
  • 204 Custer Way SW, Suite 102, Tumwater, WA, 98501
  • St Julien Home Loans is a family-owned mortgage solutions company with over 42 years of experience. Located in Tumwater, Washington we service loans all across the state and partner with several banks and credit unions. Founded in 2005 by Bonnie and Wendy St. Julien, a mother and daughter team.
  • NTFN, INC
  • 711 CAPITOL WAY S, Suite 204, Olympia, WA, 98501
  • NTFN is a full service mortgage banker established in 1992 originally as Park Cities Mortgage. It was started by two men that felt they could create a better experience for their borrowers. They founded the company on the premise of excellent service, increased control and a faster more flexible process