During 2026, in the county of Kent, King, WA, the FHA loan limits are set as follows: $977,500 is allotted for a single-family home, $1,251,400 for two-unit properties, $1,512,650 for three-units, and $1,879,850 for four-units.
For conventional loans, the cap on a single-family home's loan is $977,500. Two-unit dwellings have a limit of $1,251,400, three-unit properties are capped at $1,512,650, and for four-units, the maximum is $1,879,850.
Access our FHA calculator to review the premier FHA rates available today, and to evaluate requirements for down payments, income levels, credit, reserves, and necessary documentation.
Explore and assess loan offers from a network of 100 lenders
With the Lendersa® calculator, you can contrast FHA loan rates and terms with those of various other loan programs. Investigate and compare options like Conventional loans, Jumbo loans, VA, USDA, Non-Qm, and hard money loans alongside FHA options.
Lendersa® aggregates data on loan programs from a wide network of lenders, allowing you to instantly compare them against your specific financial circumstances and requirements.
The Loan Limits Comparison Table for 2026 in the county of Kent, King, WA lets you compare the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| USDA | $713,000 | $713,000 | $713,000 | $713,000 |
| VA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
