During 2026, in the county of Kent, King, WA, the FHA loan limits are set as follows: $977,500 is allotted for a single-family home, $1,251,400 for two-unit properties, $1,512,650 for three-units, and $1,879,850 for four-units.
For conventional loans, the cap on a single-family home's loan is $977,500. Two-unit dwellings have a limit of $1,251,400, three-unit properties are capped at $1,512,650, and for four-units, the maximum is $1,879,850.
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With the Lendersa® calculator, you can contrast FHA loan rates and terms with those of various other loan programs. Investigate and compare options like Conventional loans, Jumbo loans, VA, USDA, Non-Qm, and hard money loans alongside FHA options.
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The Loan Limits Comparison Table for 2026 in the county of Kent, King, WA lets you compare the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| USDA | $713,000 | $713,000 | $713,000 | $713,000 |
| VA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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