In 2026, the FHA loan limits in Des-Moines county of King, WA stand at $776,250 for single-family homes. For duplexes, the limit is $993,750, for triplexes $1,201,200, and for four-unit residences $1,492,800.
The upper loan amount for conventional financing on a single-family property is $776,250, with $993,750 for two-units, $1,201,200 for three-units, and $1,492,800 for four-units.
Make use of our FHA calculator to find today's best FHA rates and understand the necessary down payment, income requirements, credit score, reserves, and documents for qualification.
With the Lendersa® calculator, you can easily compare the rates and terms of FHA loans with those of other loan programs. Dive into options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA.
Lendersa® draws data from thousands of lenders, efficiently aligning it with your personalized financial profile and needs.
The Loan Limits Comparison Table for 2026 in Des-Moines county of King, WA illustrates the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To fully compare criteria like income, reserves, and credit, you should utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| USDA | $659,800 | $659,800 | $659,800 | $659,800 |
| VA | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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