In 2026, the FHA loan limits for Shoreline county in King, WA are as follows: $977,500 for a single-family home, $1,251,400 for a home with two units, $1,512,650 for a three-unit property, and $1,879,850 for residences with four units.
The upper limit for conventional loans is $977,500 for a single-family home, $1,251,400 for two-unit residences, $1,512,650 for three units, and $1,879,850 for four-unit properties.
Utilize our FHA calculator to view the leading FHA rates today and assess the necessary down payment, income, credit requirements, reserves, and documentation for qualification.
Using the Lendersa® calculator, compare FHA rates and terms with those of other loan programs. Evaluate Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans in conjunction with FHA options.
Lendersa® gathers loan program data from thousands of lenders and efficiently compares it against your specific financial profile and needs.
For 2026, the Loan Limits Comparison Table in Shoreline county of King, WA helps compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to review qualification requirements including income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| USDA | $713,000 | $713,000 | $713,000 | $713,000 |
| VA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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