For the year 2025, the FHA loan ceiling within Kenmore county, King, WA, is set at $977,500 for single-family homes. Properties with two units have a limit of $1,251,400, whereas three-unit residences are capped at $1,512,650. For homes with four units, the limit reaches $1,879,850.
The maximum for conventional loans is $977,500 on a single-family dwelling. For duplexes, this maximum rises to $1,251,400, climbs to $1,512,650 for a triplex, and peaks at $1,879,850 for four-unit properties.
Take advantage of our FHA calculator to assess today’s optimal FHA interest rates. It will also help you calculate necessary down payments, evaluate income levels, check credit requirements, assess reserve needs, and gather documentation required for qualification.
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The Lendersa® calculator empowers you to compare FHA loan rates and terms alongside those of various other lending programs. Varying options such as Conventional loans, Jumbo, VA, USDA, Non-QM, and Hard Money loans can be juxtaposed with FHA offerings to find what's best for you.
In mere seconds, Lendersa® scours thousands of lenders to align loan data with your unique financial profile and specific needs.
The Loan Limit Comparison Table for 2025 in Kenmore county, King, WA, allows you to weigh the maximum loan amounts of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money. To further compare criteria such as income, reserves, and credit worthiness, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| USDA | $713,000 | $713,000 | $713,000 | $713,000 |
| VA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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