In 2025, the FHA loan limit in Snohomish county, Snohomish, WA, is set at $977,500 for a single-family home. For properties with 2-units, the limit extends to $1,251,400, while for 3-units, it is $1,512,650, and for 4-units, the maximum is $1,879,850. These tiers ensure diverse housing options are adequately financed.
For conventional loans, the maximum amount for a single-family residence is $977,500. It progresses to $1,251,400 for 2-units, $1,512,650 for homes with 3-units, and reaches $1,879,850 for 4-unit structures. This structure supports varied property investments with adaptable limits.
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The Lendersa® calculator enables you to compare FHA rates and terms with other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. This broad comparison aids in selecting the most suitable financial option.
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The Loan Limits Comparison Table for 2025 in Snohomish county, Snohomish, WA offers detailed insights into allowable maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To comprehensively compare qualification requirements like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a detailed assessment.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| USDA | $713,000 | $713,000 | $713,000 | $713,000 |
| VA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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