In the year 2026, the FHA loan limit for Terrace-Heights within Yakima county, WA, sets at $356,362 for a single-family home, $456,275 for two units, $551,500 for three units, and $685,400 for four-unit residences.
For conventional loans, the highest amount for a single-family home is $548,250. Two-unit properties are capped at $702,000, three-unit properties at $848,500, and four-unit buildings reach $1,054,500.
Our FHA calculator can assist in finding today's best FHA rates and calculating the downpayment, income, credit, reserves, and the documents necessary for qualification.
The Lendersa® calculator is designed to compare FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® quickly assembles data from numerous lenders to match your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Terrace-Heights, Yakima, WA provides a comprehensive comparison for maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification requirements such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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