During 2026 in Yakima county of Yakima, WA, the FHA loan limits are specified as follows: it is $472,030 for single-family homes, $604,400 for two units, $730,525 applicable to three-unit residences, and $907,900 for properties with four units.
Regarding conventional loans, the cap on loan amounts is $726,200 for single-family homes; for homes with two units, it is $929,850. Similarly, three-unit properties hold a limit of $1,123,900, and four-unit setups can reach $1,396,800.
Our FHA calculator is available to help you find today’s most competitive FHA rates and walk you through requirements such as down payment, income, credit, reserves, and necessary documentation for qualification.
With the Lendersa® calculator, you can evaluate FHA loan rates and terms alongside various other loan programs. Investigate options including Conventional loans, Jumbo mortgages, VA, USDA, Non-Qm, and hard money loans together with the FHA to determine the best fit for your needs.
The Lendersa® service gathers loan data from a wide range of lenders, allowing quick comparisons tailored to your unique financial and personal requirements.
The Loan Limits Comparison Table for 2026, specifically for Yakima in Yakima county, WA, facilitates the comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For comparing qualification criteria like income, reserves, and credit, access the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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