As of 2026, the FHA loan limits for homes in Union-Hill-Novelty-Hill county, King, WA, are as follows: $776,250 for a single-family residence. For homes with two units, the limit rises to $993,750; while properties with three units have a limit of $1,201,200. For those with four units, the cap is $1,492,800.
When considering conventional loans, the maximum amount for a single-family dwelling is set at $776,250. This limit is $993,750 for two-unit residences, $1,201,200 for three-unit buildings, and $1,492,800 for four-unit properties.
Our FHA calculator can help you explore today's most favorable FHA rates. It allows you to calculate the necessary down payment, evaluate income and credit requirements, assess any needed reserves, and compile required documents to confirm your eligibility.
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The Lendersa® calculator is designed to assist you in comparing FHA rates and terms with those from various other loan programs. It’s an excellent resource for contrasting options including Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans against FHA offerings.
Lendersa® efficiently compiles loan program data from thousands of lenders and performs rapid comparisons matched to your personal financial situation and needs.
The Loan Limits Comparison Table for 2026 within Union-Hill-Novelty-Hill county in King, WA, offers a comprehensive overview. It lets you compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. For an in-depth comparison of qualification criteria—such as income, reserves, and credit scores—utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| USDA | $659,800 | $659,800 | $659,800 | $659,800 |
| VA | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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