For 2026, the FHA loan limits in Woods-Creek county, part of Snohomish, WA, are as follows: $776,250 for a single-family home, $993,750 for residences with two units, $1,201,200 for three-unit buildings, and $1,492,800 for four-unit properties.
The maximum loan amount for conventional loans on a single-family residence is $776,250. For two units, it's $993,750, for three units it stands at $1,201,200, and for four units, the limit is $1,492,800.
Use our FHA calculator to access today’s best FHA rates. Determine the required downpayment along with income, credit, reserves, and the documents needed for qualification.
The Lendersa® calculator enables you to compare FHA rates and terms with those of all other loan programs. Compare conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® aggregates loan program data from thousands of lenders and quickly aligns it with your individual financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Woods-Creek county of Snohomish, WA, provides a comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To evaluate qualifications such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| USDA | $659,800 | $659,800 | $659,800 | $659,800 |
| VA | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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