For 2026, the FHA loan limit in Jefferson county, Jefferson, WI, is set at $472,030 for a single-family home. For multi-unit residences, it scales to $604,400 for two units, $730,525 for three units, and $907,900 for four units.
The maximum conventional loan amount for a single-family residence is $726,200. For two-unit structures, the cap is $929,850, rising to $1,123,900 for three units, and $1,396,800 for properties with four units.
Use our FHA calculator to access today’s premier FHA rates and assess what downpayment, income, credit status, reserves, and documentation are necessary to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms against those of other loan programs. Investigate and assess options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® promptly aggregates loan program data from thousands of lenders and matches it against your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Jefferson county of Jefferson, WI details FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to review qualification needs like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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