FHA Loan Limits for Fort-Atkinson, Jefferson County, WI in 2026

In 2026, the FHA loan limits for Fort-Atkinson county of Jefferson, WI are set at $356,362 for single-family homes, $456,275 for 2-unit properties, $551,500 for 3-units, and $685,400 for 4-units.

For conventional loans, the maximum amounts are as follows: $548,250 for a single-family residence, $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.

Utilize our FHA calculator to discover today's best FHA rates and ascertain the needed downpayment, income requirements, credit, reserves, and necessary documents for qualification.

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Evaluate Your Loan Choices in Fort-Atkinson, WI

Through the Lendersa® calculator, compare FHA rates and terms with those of all other loan programs. Examine options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® efficiently compiles loan program data from thousands of lenders, quickly aligning it with your distinct financial profile and requirements.

Access the Loan Limits Comparison Table for 2026, covering Fort-Atkinson, Jefferson, WI, to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification data like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Fort-Atkinson county of Jefferson, WI

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Fort-Atkinson FHA Lenders

  • Badger Bank Fort Atkinson
  • 220 Grant St, Fort Atkinson, WI, 53538
  • Lends in Wisconsin
  • Badger Bank will be a strong, growing, independent community bank that strives to achieve customer loyalty, employee success.

    In July of 1884, a State-chartered bank opened its doors for the first time at 218 South Main Street, Fort Atkinson. Citizens State Bank (now known as Badger Bank) was established by Congressman L. B. Caswell

  • Fort Community Credit Union
  • 800 Madison Av, Fort Atkinson, WI, 53538
  • Lends in Wisconsin
  • FCCU, and welcome to the cooperative side of the financial world! FCCU has been growing roots in Southeast Wisconsin since 1940 when employees of Moe Light, in Fort Atkinson, pooled their paychecks together to begin the credit union. Since then, the credit union has expanded by building branches in Jefferson, Watertown, and Whitewater.

  • Loans 4 Homes
  • 1833 Executive Drive, Suite 105, Oconomowoc, WI, 53066
  • Lends in Wisconsin
  • LOANS 4 HOMES is committed to providing our clients with the highest quality financial services combined with low, competitive rates. At LOANS 4 HOMES, our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs

  • BANK FIVE NINE
  • 155 W. Wisconsin Ave, Oconomowoc, WI, 53066
  • Lends in Wisconsin
  • Bank Five Nine is a full-service, independent, community bank that has served southeast Wisconsin since 1859.We enjoy long, quiet walks on the beach, puppies and romantic dinners. Nah, we're too old for all that, but we're still pretty cool, and we do actually love puppies. As a community bank, we make it a priority to give back to the customers.

  • First Wisconsin Financial
  • 110 N Main St, Oconomowoc, WI, 53066
  • Lends in Wisconsin
  • First Wisconsin Financial, Inc., I take a dynamic approach to home financing by shopping all of the major mortgage lenders and securing the most competitive rate for my clients and also This firm offers mortgages including purchases, refinancing, home equity loans and debt consolidation

  • Ixonia Bank
  • WI046 Marietta Avenue, Ixonia, WI, 53036
  • Lends in Wisconsin
  • For over 100 years, Ixonia Bank has been a locally owned, independent community bank. Experience the benefits of community banking at its best - fast decision-making, customized solutions, local expertise, and responsive, and flexible service. And most importantly experience relationships built on trust and understanding.

  • Bank of Sun Prairie
  • 228 East Main Street, Sun Prairie, WI, 53590
  • Lends in Wisconsin
  • Our Mission is to become the trusted advisor for families, businesses and the community offering a complete range of financial services. Our tailored customer centric approach enables flexibility and solutions that position our clients for success not only today, but every day in the future.

  • Educated Mortgage Services, LLC
  • 100 Wilburn Rd, Suite 102, Sun Prairie, WI, 53590
  • Lends in Wisconsin
  • Educated Mortgage Services is a Mortgage Banker and Broker company licensed in Wisconsin & Illinois with an experienced staff offering expertise in every area of mortgage lending. We offer a full range of mortgage products to offer one stop shopping for all clients. We are dedicated to finding the right loan.

  • Westbury Bank
  • N16W23250 Stone Ridge Dr, Suite 5, Waukesha, WI, 53188
  • Lends in Wisconsin
  • Large banks offer a lot of products & services, but customers are usually lost in the shuffle. Smaller banks offer better customer service but fewer locations and limited products. We believe there should be a happy medium.

    That’s us. Our approach is pretty simple: we treat you like our neighbor and serve you better because we ARE your neighbo

  • Accunet Mortgage LLC
  • N16W23217 Stone Ridge Dr, Suite 110, Waukesha, WI, 53188
  • Lends in Wisconsin
  • Accunet Mortgage was started in 1999, and through the tireless work of our expert loan officers has gained recognition as a top-ranked direct-to-consumer lender. We provide professional guidance to ensure the best mortgage available is obtained to clients in the service areas of Wisconsin, Minnesota, Illinois, and Florida.