As of 2025, FHA loan limits within Verona county of Dane, WI are the following: a single-family home is capped at $472,030. For properties with 2-units, the limit increases to $604,400, while for residences with 3-units, it reaches $730,525. Finally, for those featuring 4-units, the max limit is $907,900. These limits are crucial for prospective buyers and investors to know, as they dictate the maximum borrowing capacity under FHA loans, facilitating affordability and accessibility in the housing market, especially for multi-family properties.
Conversely, conventional loans allow for varying amounts, with maximum limits set as follows: for a single-family residence, it's $726,200. For 2-unit properties, this limit goes up to $929,850, and for homes that feature 3-units, the cap is $1,123,900. Properties with 4-units can borrow up to $1,396,800. Having a clear understanding of these conventional loan limits helps borrowers align their financial plans with feasible lending options, ensuring well-informed investment decisions.
Utilize our FHA calculator to check today's top FHA rates and understand the requirements for downpayment, income, credit, reserves, and necessary documentation needed for qualification. This tool provides valuable insights to prepare adequately for securing a loan.
The Lendersa® calculator enables thorough comparisons of FHA rates and terms with those of a comprehensive selection of other loan programs. This includes evaluations of Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans in conjunction with FHA options, ensuring that you find the financing best suited to your specific needs and aspirations.
Lendersa® efficiently gathers comprehensive loan data from thousands of lenders, providing you with rapid analysis and tailored insights based on your unique financial profile. This ensures informed and effective financial decision-making.
Consult the Loan Limits Comparison Table for 2025 in Verona, and within Dane, WI, which offers an extensive breakdown of maximum loan amounts across a variety of programs such as FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification criteria in-depth, including income, reserves, and credit assessment, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a thorough evaluation, empowering strategic financial planning.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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