2026 FHA (Government Loans) Limits for Clarksburg, Harrison County, West Virginia

For the year 2026, the FHA loan limits established in Clarksburg county of Harrison, WV are set as follows: $472,030 for a single-family home, $604,400 for properties featuring two units, $730,525 for three-unit buildings, and $907,900 for residences with four units.

Meanwhile, the maximum for conventional loans on single-family residences is $726,200, increasing to $929,850 for two-unit constructions, $1,123,900 for three-unit homes, and reaching $1,396,800 for properties with four units.

Take advantage of our FHA calculator to discover the most competitive FHA rates for today and calculate what you need for down payment, income levels, credit requirements, necessary reserves, and included documentation to qualify successfully.

Investigate loan opportunities from a roster of 100 lenders

Discover diverse loan choices in Clarksburg, WV

Utilizing the Lendersa® calculator, you can compare FHA rates and terms with those from a spectrum of other loan programs. Examine variations, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans compared to FHA offerings.

Lendersa® accesses comprehensive data from thousands of lenders, swiftly aligning these insights with your distinctive financial profile and needs.

The Loan Limits Comparison Table for 2026 in Clarksburg county, Harrison, WV allows for assessing maximum loan values across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate various requirements like income, reserves, and credit standards, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Clarksburg county of Harrison, WV

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Clarksburg FHA Lenders

  • Fairmont Federal Credit Union
  • 2 The Credit Union Way, Fairmont, WV, 26554
  • Lends in West Virginia
  • Fairmont Federal Credit Union is a not-for-profit financial organization, democratically controlled, owned and operated by our members for the benefit of all who belong.

    We operate 9 regional branches with over 120 employees. We are currently one of the fastest growing credit unions in West Virginia with nearly $400, 000, 000 in assets.

  • Premier Bank
  • 200 Fort Pierpont Dr, Suite 105, Morgantown, WV, 26508
  • Lends in West Virginia
  • Premier Bank is a full-service community bank conveniently located throughout Ohio, Indiana, Michigan and Pennsylvania. Offering personalized service and a comprehensive range of financial solutions for consumers and commercial businesses, Premier Bank remains locally focused to understand our customers.

  • Premiere Mortgage LLC
  • 5000 Hampton Center, Suite 4, Morgantown, WV, 26505
  • Lends in West Virginia
  • At Premier Mortgage, we understand and appreciate the one-on-one attention that a family owned business can provide. We know how difficult buying a home can be and want to be there for you when you need help with such a large investment in your life. Let us do the work for you while you enjoy buying and/or improving your dream home.

  • WesBanco
  • 101 Suncrest Towne Centre Dr, Morgantown, WV, 26505
  • Lends in West Virginia
  • Founded in 1870, WesBanco, Inc. (www.wesbanco.com) is a diversified and balanced financial services company that delivers large bank capabilities with a community bank feel. Our distinct long-term growth strategies are built upon unique sustainable advantages permitting us to span six states with meaningful market share.

  • CITIZENS BANK OF MORGANTOWN, INC
  • 265 High Street, Morgantown, WV, 26505
  • Lends in West Virginia
  • Since 1922, Citizens Bank of Morgantown has provided quality, personal, financial services to the citizens of Morgantown and Monongalia County. We are headquartered in the heart of downtown Morgantown, at the corner of High and Walnut streets. We have always been focused on this community.

  • Clear Mountain Bank
  • PO Box 205, Bruceton Mills, WV, 26525
  • Lends in West Virginia
  • Clear Mountain Bank is a locally owned and managed community bank serving Monongalia, Preston, and Harrison counties in West Virginia and Garrett County in Maryland. We offer a complete line of financial products and services for personal and business banking within a friendly, hometown atmosphere. Independence...Community...Customer First.

  • West Virginia Central Federal Credit Union
  • 1306 Murdoch Avenue, Parkersburg, WV, 26101
  • Lends in West Virginia
  • WV Central Credit Union is to get you settled in to your new home sooner. Buying a home can be stressful but we will walk you through a simple step by step process to ease any worry. We will help you determine the right loan and terms to find your needs, whether you're purchasing, refinancing, constructing, or remodeling.

  • Pendleton Community Bank
  • 128 North Main Street, Franklin, WV, 26807
  • Lends in West Virginia
  • PCB is an independent community bank dedicated to providing products and services that facilitate financial success for our customers, encouraging professional success for our team members, and stimulating economic growth in our communities. Serving West Virginia and Virginia since 1925, PCB is Your Bank for Generations.

  • FNB Bank, Inc.
  • 105 North High Street, Romney, WV, 26757
  • Lends in West Virginia
  • FNB Bank, formerly the First National Bank of Romney, opened for business on June 11, 1910 in the old Wirgman Building in Romney with an original capitalization of $50,000.

    In 1911 FNB Bank moved to a three-story brick building at the corner of Main and High Streets. The Bank outgrew its facilities

Also lends in West Virginia

  • Peoples Bank
  • 138 Putnam St, Marietta, OH, 45750
  • Peoples Bank is a Bank with operations in fifty states. Peoples Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, reverse and construction mortgages and Peoples is a member of the Russell 3000 index of U.S. publicly-traded companies