For 2026, the FHA loan limits in Philippi county of Barbour, WV are outlined as $472,030 for a single-family residence, $604,400 for two-unit properties, $730,525 for homes with three units, and $907,900 for four-unit residences.
On the other hand, the maximum amount of conventional loans on a single-family residence is $726,200, increasing to $929,850 for two units, $1,123,900 for three units, and capped at $1,396,800 for four-unit properties.
Utilize our FHA calculator to see today’s top FHA rates and assess the necessary downpayment, income, credit scores, reserves, and documentation required for qualification.
The Lendersa® calculator equips you to compare FHA rates and terms alongside those of all other loan programs. Examine various options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, with FHA.
Lendersa® gathers loan data from thousands of lenders, rapidly comparing these options to your unique financial situation and needs.
The Loan Limits Comparison Table for 2026 in Philippi county of Barbour, WV, allows comparisons across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To understand qualification requirements such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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