FHA Loan Max Loan amount for Elkins, Randolph County, WV in 2026

For 2026, FHA loan limits in Elkins county of Randolph, WV are configured as $472,030 for a single-family home, $604,400 for a two-unit structure, $730,525 for three-unit buildings, and $907,900 for properties with four units.

The highest loan limits for conventional loans on a single-family residence are set at $726,200, extending to $929,850 for two-unit homes, $1,123,900 for structures with three units, and $1,396,800 for four-unit residences.

Our FHA calculator offers a way to uncover the best FHA rates of today and to calculate the down payment, income, credit, reserves, and documentation required to qualify.

Explore loan offers from 100 different lenders

Explore your loan options in Elkins, WV

Lendersa® calculator is designed to facilitate comparisons of FHA rates and terms with those offered by other loan programs. Explore and evaluate various options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans in addition to FHA.

Lendersa® provides extensive data from thousands of lenders, efficiently comparing these options with your unique financial profile and requirements.

With the Loan Limits Comparison Table for 2026 in Elkins county of Randolph, WV, you can assess the maximum amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare criteria for qualification, such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Elkins county of Randolph, WV

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Elkins FHA Lenders

  • Pendleton Community Bank
  • 128 North Main Street, Franklin, WV, 26807
  • Lends in West Virginia
  • PCB is an independent community bank dedicated to providing products and services that facilitate financial success for our customers, encouraging professional success for our team members, and stimulating economic growth in our communities. Serving West Virginia and Virginia since 1925, PCB is Your Bank for Generations.

  • Fairmont Federal Credit Union
  • 2 The Credit Union Way, Fairmont, WV, 26554
  • Lends in West Virginia
  • Fairmont Federal Credit Union is a not-for-profit financial organization, democratically controlled, owned and operated by our members for the benefit of all who belong.

    We operate 9 regional branches with over 120 employees. We are currently one of the fastest growing credit unions in West Virginia with nearly $400, 000, 000 in assets.

  • Premier Bank
  • 200 Fort Pierpont Dr, Suite 105, Morgantown, WV, 26508
  • Lends in West Virginia
  • Premier Bank is a full-service community bank conveniently located throughout Ohio, Indiana, Michigan and Pennsylvania. Offering personalized service and a comprehensive range of financial solutions for consumers and commercial businesses, Premier Bank remains locally focused to understand our customers.

  • Clear Mountain Bank
  • PO Box 205, Bruceton Mills, WV, 26525
  • Lends in West Virginia
  • Clear Mountain Bank is a locally owned and managed community bank serving Monongalia, Preston, and Harrison counties in West Virginia and Garrett County in Maryland. We offer a complete line of financial products and services for personal and business banking within a friendly, hometown atmosphere. Independence...Community...Customer First.

  • Premiere Mortgage LLC
  • 5000 Hampton Center, Suite 4, Morgantown, WV, 26505
  • Lends in West Virginia
  • At Premier Mortgage, we understand and appreciate the one-on-one attention that a family owned business can provide. We know how difficult buying a home can be and want to be there for you when you need help with such a large investment in your life. Let us do the work for you while you enjoy buying and/or improving your dream home.

  • WesBanco
  • 101 Suncrest Towne Centre Dr, Morgantown, WV, 26505
  • Lends in West Virginia
  • Founded in 1870, WesBanco, Inc. (www.wesbanco.com) is a diversified and balanced financial services company that delivers large bank capabilities with a community bank feel. Our distinct long-term growth strategies are built upon unique sustainable advantages permitting us to span six states with meaningful market share.

  • CITIZENS BANK OF MORGANTOWN, INC
  • 265 High Street, Morgantown, WV, 26505
  • Lends in West Virginia
  • Since 1922, Citizens Bank of Morgantown has provided quality, personal, financial services to the citizens of Morgantown and Monongalia County. We are headquartered in the heart of downtown Morgantown, at the corner of High and Walnut streets. We have always been focused on this community.

  • FNB Bank, Inc.
  • 105 North High Street, Romney, WV, 26757
  • Lends in West Virginia
  • FNB Bank, formerly the First National Bank of Romney, opened for business on June 11, 1910 in the old Wirgman Building in Romney with an original capitalization of $50,000.

    In 1911 FNB Bank moved to a three-story brick building at the corner of Main and High Streets. The Bank outgrew its facilities

Also lends in West Virginia

  • Integrity Home Mortgage Corp.
  • 122 Pilot Circle, Winchester, VA, 22602
  • IHMC you find a creative team of mortgage specialists available to assist you in finding the financing that suits your needs.Specialize in custom mortgages with lending solutions to best support your current life situation. We have an array of home loan programs to choose from & will educate you & walk you through the process every step of the way.

  • CBM Mortgage, Inc
  • 912 Hometown Way, Front Royal, VA, 22630
  • CBM Mortgage is a locally owned and operated Mortgage Company located in the Shenandoah Valley.
    We provide home loans for the entire state of Virginia. What makes us different? Customer Service and Accountability. We are a direct lender with control over the entire process from processing, underwriting, to closing.