As of 2026, the FHA loan limits for St.-Marys county in Pleasants, WV, are $356,362 for a single-family home, $456,275 for a 2-unit structure, $551,500 for residences with three units, and $685,400 for four-unit properties.
The conventional loan limits on a single-family home are $548,250, rising to $702,000 for two units, $848,500 for tri-unit homes, and $1,054,500 for four-unit buildings.
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The Lendersa® calculator allows you to juxtapose FHA rates & terms with those of other loan programs. Examine and compare, Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, with FHA.
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The Loan Limits Comparison Table for 2026 in St.-Marys county of Pleasants, WV, helps you compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To explore qualification requirements like income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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