In 2025, the FHA loan limit for Williamstown county in Wood, WV is set at $472,030 for a single-family residence. The limits extend to $604,400 for two-unit homes, $730,525 for properties with three units, and $907,900 for those consisting of four units.
The ceiling for conventional loans on a single-family home is $726,200. For two-unit buildings, the maximum is $929,850, increasing to $1,123,900 for three-unit structures, and reaching $1,396,800 for four-unit dwellings.
Utilize our FHA calculator to identify today’s best FHA rates and to evaluate necessary details such as downpayment, income, credit criteria, reserves, and documents required for securing qualification.
The Lendersa® calculator offers a comprehensive platform to compare FHA rates and terms against those from other loan programs. Delve into and assess various alternatives including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® gathers extensive loan program data from thousands of lenders, providing rapid evaluation and comparison against your distinct financial profile and needs.
Our Loan Limits Comparison Table for 2025 within Williamstown county of Wood, WV brings clarity by comparing maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For thorough qualification comparisons like income, reserves, and credit requirements, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) is an ideal resource.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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