2026 FHA Loan Limits for Rawlins, Carbon County, Wyoming

In 2026, the FHA loan limits for Rawlins county in Carbon, WY, are set at $472,030 for a single-family home, $604,400 for a two-unit building, $730,525 for three units, and $907,900 for four units.

Regarding conventional loans, the maximum amount on a single-family home is $726,200, increasing to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.

Use our FHA calculator to discover today’s best FHA rates and determine the necessary downpayment, income, credit requirements, reserves, and documents needed to qualify.

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The Lendersa® calculator enables you to compare FHA rates and terms with those of other loan programs. Investigate options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA.

Lendersa® collects extensive loan program data from thousands of lenders, allowing rapid comparisons to your unique financial profile and needs.

For 2026, the Loan Limits Comparison Table in Rawlins, within Carbon county, WY, facilitates the comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification requirements, including income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Rawlins county of Carbon, WY

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Rawlins FHA Lenders

  • RSNB Bank
  • 200 Second Street, Rock Springs, WY, 82901
  • Lends in Wyoming
  • RSNB Bank opened for business at its original location on South Main Street across from the Union Pacific depot June 10, 1892. That building still stands with engraving "National Bank of 1892" on its facade. John W. Hay, Sr. became president in 1907. Over the next 40 years, Mr. Hay oversaw the growth and management of the Bank.

  • Trona Valley Federal Credit Union
  • 2640 Foothill Blvd, Rock Springs, WY, 82901
  • Lends in Wyoming
  • "Trona Valley Federal Credi union Founded in 1963. Now, serving Sweetwater, Lincoln, Uinta, Sublette, Carbon, and Teton Counties in Wyoming and Rich, Morgan, Daggett, and Summit Counties in Utah.
    Mission Statement: Trona Valley is a caring partner dedicated to your financial success. Branch locations in Green River, Rock Springs, and Evanston"

  • FLANAGAN STATE BANK
  • 82901, Rock Springs, WY, 82901
  • Lends in Wyoming
  • Franklin Prestige Mortgage specializes in making your dreams of home ownership come true! If you are in need of refinancing we can help you out there as well. We have great rates and low closing cost. We pride ourselves in making your purchase or your refinance a smooth and understanding process.

  • Country Home Mortgage
  • 2001 Dewar Dr, Suite 260 Rock, Rock Springs, WY, 82901
  • Lends in Wyoming
  • Country Home Mortgage is committed to providing you with the highest quality home loans combined with some of the lowest mortgage rates available in Wyoming.Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers.

  • UniWyo Credit Union
  • 2020 Grand Ave, Suite 100, Laramie, WY, 82070
  • Lends in Wyoming
  • At UniWyo, we put people first - our members, our colleagues, everyone in our communities. In all we do - even the smallest interactions - we aim to better people's lives.

    UniWyo Credit Union offers members unique account and loan options including Auto Loans, Mortgages, Xtraordinary Checking, Credit Cards and much more.

  • Choice One Mortgage Inc
  • 2900 Grand Avenue, Suite 13, Aspen Square laramie, WY, 82070
  • Lends in Wyoming
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.

  • COLONIAL SAVINGS, F.A.
  • 2020 Grand Ave, Suite 100, Laramie, WY, 82070
  • Lends in Wyoming
  • Colonial is a national provider of banking, home loans and insurance. Founded in 1952, the company has $1 Billion in assets and is privately held by choice to ensure our focus remains on our customers and not the expectations of Wall Street. Colonial is rated “Five Stars – Highly Recommended” as one of the strongest financial institutions

  • The Mortgage Source Inc
  • 414 East Lewis St, Laramie, WY, 82072
  • Lends in Wyoming
  • The Mortgage Source, Inc. is licensed with experienced professionals available to guide you through the homebuying or refinancing process. It is our mission to provide prompt, professional, and courteous service from start to finish. We will continue to support you even after closing on your home.

  • Wyo Central Federal Credit Union
  • 190 S David Street, Casper, WY, 82601
  • Lends in Wyoming
  • Since its inception in 1958, Wyo Central Federal Credit Union has been serving its members in the Casper, Wyoming area with exceptional financial products. Wyo Central FCU has grown its membership to over 3, 400 with assets of more than $29 million. They have 13 full time employees with 2 branch offices.

  • Jonah Bank of Wyoming
  • 777 W. 1st Street, Casper, WY, 82601
  • Lends in Wyoming
  • Jonah Bank of Wyoming was established in 2006 by a group of folks that live and work in Wyoming and care about Wyoming. Our mission, Building a Better Wyoming, is accomplished through our support of Wyoming small businesses and their employees. We still believe in old fashioned quality banking where your banker is your neighbor, friend