Jumbo Loan and Super jumbo Limits for Aptos, Santa Cruz County, California

In Aptos, located within the county of Santa Cruz, CA, a jumbo loan exceeding $805,000 requires a minimum down payment of 10%. Lendersa® offers a list featuring portfolio and Non-QM lenders who can arrange Jumbo loans up to $3,000,000. Individuals with substantial wealth might access super jumbo loans reaching up to $35,000,000.

The limit for a conforming high-balance loan is $805,000 for a single-family home, $1,030,550 for two-unit residences, $1,245,700 for three units, and $1,548,100 for four-unit buildings.

Our Jumbo mortgage rate calculator helps you see current rates and determine essential factors like the down payment, income, credit, reserves, and documents necessary for qualification.

Explore loan offers from 100 lenders

Available Jumbo Loans in Aptos, CA

Lendersa® is devoted to providing the ideal jumbo loan tailored to your financial needs. Select one of three initial steps to connect with compatible lenders and jumbo loan programs.

Lendersa® provides a Jumbo mortgage calculator to compare lenders and identify the best Jumbo refinance rate or to secure a Jumbo loan from $1,500,000 to $25,000,000.

Lendersa® quickly gathers data from thousands of Jumbo lenders, efficiently matching it with your financial profile to meet unique needs.

Lendersa loan request and matching results

To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



  • Patron Mortgage
  • 4829 Argyle Ln, Sacramento, CA, 95841
  • Lends in California
  • Patron Mortgage is a California Mortgage Company working with borrowers throughout California. I am a senior loan officer and real estate broker with over ten years experience. I can assist you with home purchase loans, refinancing, reverse mortgages, ITIN loans, land loans, construction loans, hard money loans,

  • Blackburne & Sons Realty
  • 4811 Chippendale Drive, Sacramento, CA, 95841
  • Lends in California
  • Blackburne & Sons Realty Capital Corporation is a $50 million hard money commercial lending company. We syndicate the investment funds of about 900 accredited, private investors and use these funds to make permanent first mortgage loans on standing commercial properties.The company has been in business since June of 1980.

  • Optimus Capital Corp
  • 11064 Fair Oaks Blvd #200 Fair Oaks, Fair Oaks, CA, 95628
  • Lends in California
  • Optimus Capital offers fast and creative financing solutions for real estate investors, through private-money loans. Whether it’s for Long-term or Short-term Rentals, Fix and Flips, Ground-Up Construction or Commercial Real Estate Loans, Optimus Capital delivers fast and easy access to necessary financing nationwide. Our success is based on “speed

  • Crestone Mortgage
  • 8510 Madison Avenue, Suite F, Fair Oaks, CA, 95628
  • Lends in California
  • A family-owned business with over 20 years of experience,we are here to help customers obtain their dream homes with affordable mortgage loans.As a mortgage brokerage,our fiduciary duty is to our customers–not to banks. It is our duty & our pleasure to help customers get the best loan product at the cheapest possible cost from a variety of lenders.

  • Attorneys Funding Group
  • 11140 Fair Oaks Blvd, Suite 500, Fair Oaks, CA, 95628
  • Lends in California
  • With decades of experience in in the mortgage industry, our Veteran-owned mortgage company assists homeowners navigate the complexities of the home loan process through a no-nonsense, forward thinking approach. Our mortgage professionals have decades of experience, and are able to handle any real estate transaction from start to finish.

  • Sacramento Owner Builder Center, Inc.
  • 4777 Sunrise Boulevard, Suite A, Fair Oaks, CA, 95628
  • Lends in California
  • The Owner Builder Center has been teaching classes and providing support services to both people who are building or remodeling their own homes and to the local construction community of subcontractors and vendors since April 1884. Over the years, thousands of people have attended and been trained to successfully build their own homes.

  • Mid Valley Funding & Inv., Inc.
  • 9706 Fair Oaks Boulevard, Suite 195, Fair Oaks, CA, 95628
  • Lends in California
  • We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. MidValley Funding & Inv. Inc, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!

  • Mid Valley Mortgage
  • 9706 Fair Oaks Boulevard, Suite 135, Fair Oaks, CA, 95628
  • Lends in California
  • We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. Mid Valley Mortgage, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!

  • The Malone Group, Inc.
  • 10235 Fair Oaks Boulevard, Suite 200, Fair Oaks, CA, 95628
  • Lends in California
  • The Malone Group, Inc. is an independent, full service Real Estate and Mortgage Brokerage specializing in real estate purchase and sales, purchase loans, refinancing, and creative lending solutions. The Malone Group, Inc. is an industry leader, with a reputation for integrity, honesty, and consistency

  • VITEK Mortgage Group
  • 4401 Hazel Avenue Ste 135, Fair Oaks, CA, 95628
  • Lends in California
  • Ashley specializes in helping people purchase homes. Whether it's your first or tenth home, you will be in great hands! If you are looking to refinance your current home, take advantage of down payment assistance or just have questions about what your options are, The Willard Team is proud to be a local community lender.

  • Empire Home Loans, Inc.
  • 4401 Hazel Ave., Suite 135, Fair Oaks, CA, 95628
  • Lends in California
  • Empire Home Loans, Inc. is powered by people who earn the trust of clients and partners. Having respect for the home loan transaction, we are dedicated to providing our customer with the BEST interest rate available, and the personal attention the home loan process deserves.Empire Home Loans, Inc. supports Equal Housing Opportunity.