For jumbo loans exceeding $805,000 in Soquel county, Santa Cruz, CA, a minimum down payment of 10% is required. Lendersa® maintains an extensive list of both portfolio lenders and Non-QM lenders prepared to arrange jumbo loans up to $3,000,000. Additionally, individuals with substantial assets might access super jumbo loans up to $35,000,000, providing for larger financial projects.
The conforming high balance loan limits vary with property type: $805,000 applies to single-family homes, $1,030,550 for duplexes, $1,245,700 for triplexes, and $1,548,100 for quadplexes. These values act as a guide for potential home buyers and real estate investors.
Use our Jumbo mortgage rate calculator to see the current rates and understand the requirements regarding downpayment, income verification, credit rating, reserves, and necessary documentation for loan qualification.
View loan offers from 100 lenders
Lendersa® aims to ensure you secure the most advantageous jumbo loan based on your specific financial circumstances and requirements. Begin by choosing one of three pathways that connect you to suitable lenders and the jumbo loan programs they offer.
With the help of Lendersa®’s Jumbo mortgage calculator, compare various lenders to identify who has the best Jumbo refinance rate today or enables the purchase of a Jumbo loan from $1,500,000 to $25,000,000. This tool facilitates informed financial decision-making.
Lendersa® swiftly aggregates detailed loan data from a broad range of Jumbo lenders and matches it to your unique financial profile, ensuring that you receive personalized and appropriate loan options quickly.
To find the exact distance between the jumbo lenders to your property, enter the property address or location here:
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NMLS 1795154
