Find 2023 Jumbo and Super Jumbo Loan Limits for Capitola, CA

In Capitola county of Santa Cruz, CA, applying for a jumbo loan exceeding $805,000 requires a minimum 10% down payment. Lendersa® offers access to an extensive list of portfolio and Non-QM lenders, able to arrange jumbo loans with a limit of $3,000,000. Moreover, individuals with substantial net worth can access super jumbo loans up to a maximum of $35,000,000, suited for larger financial ambitions.

The limits for conforming high balance loans differ by property type: a single-family residence has a limit of $805,000; a two-unit dwelling is capped at $1,030,550; triplexes up to $1,245,700; and fourplexes at $1,548,100. These limits guide prospective borrowers in assessing loan amounts for various property configurations.

Use our Jumbo mortgage rate calculator to observe current rates and analyze what downpayment, income levels, credit standings, reserves, and documentation are necessary to qualify for these loans.

Explore loan options from 100 different lenders

Jumbo Loan Programs in Capitola, CA

The goal of Lendersa® is to connect you with the optimal jumbo loan that fits your specific financial scenario and needs. Start with one of three pathway options that align you with appropriate lenders and tailor-made jumbo loan programs.

Through the Lendersa® Jumbo mortgage calculator, you can compare lenders to find those offering the best Jumbo refinance rate available today or facilitating the purchase of a Jumbo loan from $1,500,000 to $25,000,000. This step-by-step tool is essential for making informed borrowing decisions.

Lendersa® integrates precise data rapidly from thousands of jumbo lenders and swiftly matches it against your unique financial profile, ensuring the best possible loan options are identified efficiently and accurately for your personal financial needs.

Lendersa loan request and matching results

To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



  • City Creek Mortgage
  • 11910 South State St, Suite 100, Draper, UT, 84020
  • Lends in California
  • The words ‘Trusted, Respected and Loved’ are more than just a tagline. Like a feeling that runs deep within your soul that cannot be verbalized, these words are tattooed on the heart of this company. They are words that can only be felt through the limbic part of your brain, which means they are unexplainable.

  • Green Family Mortgage LLC
  • PO Box 11583, Portland, OR, 97211
  • Lends in California
  • Green Family Mortgage LLC We offer one-to-one counseling, support, and top-notch customer service. If you are calling or emailing us, you'll be talking directly to an experienced loan officer. No automated operators or customer service representatives giving you the run around here.

  • Monument Mortgage Group of America
  • 9730 South 700 East, Suite 111, Sandy, UT, 84070
  • Lends in California
  • We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs & most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

  • Independent Home Loans, LLC
  • 9557 S. 700 E, Suite 200, Sandy, UT, 84070
  • Lends in California
  • We understand that buying or selling a home is one of the biggest decisions an individual or family can make. For that reason alone, we take this as seriously as you do, and will always put your priorities and needs before all else. Buying a home is about YOU, not us. Let us show you why our team is the dependable choice for your mortgage needs.

  • Momentum Loans
  • 9490 S 300 W, Suite 100, Sandy, UT, 84070
  • Lends in California
  • Today’s hyper-competitive market requires companies to be nimble, innovative, and flexible. Our experienced leadership allows us to make decisions quickly and build a culture around these key principals: operational excellence drives value, and technology drives opportunity.We are a mortgage company that does things a little bit differently.

  • RANLife
  • 9272 South 700 East, Sandy, UT, 84070
  • Lends in California
  • RANLife is a leader in residential lending.With our in-house staff and direct lender relationships with Fannie Mae, Freddie Mac, and Ginnie Mae, we've eliminated the middleman.RANLife runs all of our operations from Sandy, Utah greater Salt Lake City metropolitan.We have in-house processors, underwriters, funders, and closers available at all times

  • Mountain Ridge Mortgage, LLC
  • 20819 North 52nd Avenue, Glendale, AZ, 85308
  • Lends in California
  • At Mountain Ridge Mortgage LLC. We are a full service mortgage company based in Glendale, AZ. We specialize in Home Purchase Loans and Refinance in Glendale. We also serve the surrounding cities in Maricopa County. Whether you are buying a home or refinancing in any of these zip codes: 85308 and 85310,

  • CINCH HOME LOANS
  • 10708 S 1300 E, Ste 105, Sandy, UT, 84094
  • Lends in California
  • Cinch Home Loans is a team of highly qualified mortgage professionals licensed as Mortgage Loan Originators. Our idea is simple: If your loan is a cinch, then don’t overpay.Specifically, we specialize in providing affordable mortgage origination service for customers of owner-occupied properties with good credit.

  • WEX Bank
  • 7090 South Union Park Avenue, Suite 350, Midvale, UT, 84047
  • Lends in California
  • WEX Bank is the global commerce platform that simplifies the business of running a business. WEX has created a powerful ecosystem that offers seamlessly embedded, personalized solutions for its customers around the world. Through its rich data and specialized expertise in simplifying benefits, reimagining mobility