Find 2023 Jumbo and Super Jumbo Loan Limits for Capitola, CA

In Capitola county of Santa Cruz, CA, applying for a jumbo loan exceeding $805,000 requires a minimum 10% down payment. Lendersa® offers access to an extensive list of portfolio and Non-QM lenders, able to arrange jumbo loans with a limit of $3,000,000. Moreover, individuals with substantial net worth can access super jumbo loans up to a maximum of $35,000,000, suited for larger financial ambitions.

The limits for conforming high balance loans differ by property type: a single-family residence has a limit of $805,000; a two-unit dwelling is capped at $1,030,550; triplexes up to $1,245,700; and fourplexes at $1,548,100. These limits guide prospective borrowers in assessing loan amounts for various property configurations.

Use our Jumbo mortgage rate calculator to observe current rates and analyze what downpayment, income levels, credit standings, reserves, and documentation are necessary to qualify for these loans.

Explore loan options from 100 different lenders

Jumbo Loan Programs in Capitola, CA

The goal of Lendersa® is to connect you with the optimal jumbo loan that fits your specific financial scenario and needs. Start with one of three pathway options that align you with appropriate lenders and tailor-made jumbo loan programs.

Through the Lendersa® Jumbo mortgage calculator, you can compare lenders to find those offering the best Jumbo refinance rate available today or facilitating the purchase of a Jumbo loan from $1,500,000 to $25,000,000. This step-by-step tool is essential for making informed borrowing decisions.

Lendersa® integrates precise data rapidly from thousands of jumbo lenders and swiftly matches it against your unique financial profile, ensuring the best possible loan options are identified efficiently and accurately for your personal financial needs.

Lendersa loan request and matching results

To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



Capitola Jumbo Loan Lenders

  • Bay Federal Credit Union.
  • 3333 Clares St, Capitola, CA, 95010
  • Lends in California
  • Bay Federal Credit Union was started in 1957 when local school teachers pooled their money together to start a credit union. That investment has grown through an amazing journey of involvement into the area’s largest locally-owned financial institution, with over $1.5 billion in assets.

  • Financial Solutions Home Loans Inc
  • 830 Bay Ave, Suite G, Capitola, CA, 95010
  • Lends in California
  • Jeri Skipper is your premier mortgage loan officer located in Soquel, California. Jeri offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Soquel area. Whether you are first time home buyer, purchasing your dream home,

  • Karma Mortgage Solutions, Inc.
  • 830 Bay Avenue, Suite A, Capitola, CA, 95010
  • Lends in California
  • "At Karma Mortgage Solutions, Inc. Our company provides a wide variety of loans.
    From the most popular ones like FHA, VA, Conventional, USDA, to commercial loans, bridge loans, construction loans, Manufacture homes, and more. FHA, VA, Conventional, USDA, to commerc
    Equal Housing Lender (Brokerage)."

  • The Home Loan Center
  • 740 Paradiso Court, Soquel, CA, 95073
  • Lends in California
  • "I'm here to solve that for you. Go ahead and download my cheat sheet and I'll give you the inside scoop to make qualifying for a great low rate mortgage EASY. Yes, I really did say easy.
    When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation"

  • Monterey Bay Resources, Inc.
  • 4601 West Walnut Street, Soquel, CA, 95073
  • Lends in California
  • Monterey Bay Resources, Inc. is a Santa Cruz based real estate company that provides niche lending solutions for property owners and prospective buyers seeking access to private funds quickly and at competitive rates.We can provide financing for both investment property and owner-occupied properties, upon qualification.

  • Mortgage Results
  • 8070 Soquel Drive, Suite 1B, Aptos, CA, 95003
  • Lends in California
  • Mortgage Results Mortgage Results is a top independent mortgage brokerage firm based in Aptos, California.As the company’s principal and founder, I like to think our success is due to one simple idea: you matter. Your values. Your family. Your dreams for the future. Whether you are considering a new home.

  • Affordable Home Finance
  • 5521 Scotts Valley Drive, Suite 240, Scotts Valley, CA, 95066
  • Lends in California
  • Affordable Home Finance is the California's First Choice for Mortgage Loans - As a Mortgage Broker we shop the Nations Top Lenders For You! We are committed to providing our clients with the best mortgage experience possible. As a cloud-based company, and a low-price market leader, we are uniquely equipped for the new normal we now face.

  • Watsonville Hospital Federal Credit Union
  • 75 Nielson St, Watsonville, CA, 95076
  • Lends in California
  • Watsonville Hospital Federal Credit Union is a family-oriented credit union serving the financial needs of hospital employees, their family members and other selected organizations within our community since 1962. We deliver financial peace of mind to our members by developing long-term relationships.

  • Seabright Mortgage
  • 120 Aviation Way, Suite 6, Watsonville, CA, 95076
  • Lends in California
  • Seabright Mortgage has provided outstanding mortgage loan service and advice in the greater Santa Cruz area for over twenty years. Combining past experience with acute knowledge of today’s diverse mortgage market, we are able to provide the right mortgage options for our clients while focusing on creating a positive client experience.

  • Prime Home Loans
  • 734 E Lake Ave, Suite 6, Watsonville, CA, 95076
  • Lends in California
  • Sergio Angeles is the Owner/Broker at Prime Home Loans. Sergio has been in the real estate & lending business for over 17 years. Prime Home Loans is committed to listening to our customers, our employees and our business partners. Their needs and wants are always thoughtfully addressed so that solutions directly impact their desires.