In Capitola county of Santa Cruz, CA, applying for a jumbo loan exceeding $805,000 requires a minimum 10% down payment. Lendersa® offers access to an extensive list of portfolio and Non-QM lenders, able to arrange jumbo loans with a limit of $3,000,000. Moreover, individuals with substantial net worth can access super jumbo loans up to a maximum of $35,000,000, suited for larger financial ambitions.
The limits for conforming high balance loans differ by property type: a single-family residence has a limit of $805,000; a two-unit dwelling is capped at $1,030,550; triplexes up to $1,245,700; and fourplexes at $1,548,100. These limits guide prospective borrowers in assessing loan amounts for various property configurations.
Use our Jumbo mortgage rate calculator to observe current rates and analyze what downpayment, income levels, credit standings, reserves, and documentation are necessary to qualify for these loans.
Explore loan options from 100 different lenders
The goal of Lendersa® is to connect you with the optimal jumbo loan that fits your specific financial scenario and needs. Start with one of three pathway options that align you with appropriate lenders and tailor-made jumbo loan programs.
Through the Lendersa® Jumbo mortgage calculator, you can compare lenders to find those offering the best Jumbo refinance rate available today or facilitating the purchase of a Jumbo loan from $1,500,000 to $25,000,000. This step-by-step tool is essential for making informed borrowing decisions.
Lendersa® integrates precise data rapidly from thousands of jumbo lenders and swiftly matches it against your unique financial profile, ensuring the best possible loan options are identified efficiently and accurately for your personal financial needs.
To find the exact distance between the jumbo lenders to your property, enter the property address or location here:
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