Jumbo Loan and Super jumbo Limits for Santa-Cruz, Santa Cruz County, California

In the distinguished county of Santa-Cruz, nestled within Santa Cruz, CA, a jumbo loan that surpasses the $970,800 threshold requires a minimum down payment of 10%. Within the comprehensive Lendersa® directory, one can find various portfolio lenders and Non-QM lenders who are adept at arranging Jumbo loans with an upper ceiling of $3,000,000. Individuals possessing considerable financial resources might be eligible for super jumbo loans, which extend up to a remarkable $35,000,000.

The conforming high balance loan limits are delineated as follows: for a single-family residence, the limit is $970,800. When it comes to properties with two units, the limit is set at $1,243,050. For three-unit dwellings, this increases to $1,502,475, and it elevates to $1,867,275 for four-unit properties.

Leverage our Jumbo mortgage rate calculator to gain insights into the prevailing jumbo mortgage rates and ascertain the requisite downpayment, income level, credit profile, reserves, and documentation essential for qualification.

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Explore Extensive Jumbo Loan Alternatives in Santa-Cruz, CA

The mission of Lendersa® is to identify the most suitable jumbo loan, meticulously tailored to align with your specific financial landscape and aspirations. Choose from one of three strategic starting points, each designed to connect you with matching lenders and bespoke jumbo loan programs.

Utilizing the Lendersa® Jumbo mortgage calculator, you have the capacity to evaluate various lenders to pinpoint which offer the finest Jumbo refinance rates currently available, or to facilitate the purchase of a Jumbo loan in the range of $1,500,000 to $25,000,000.

Lendersa® aggregates expansive loan program data from thousands of Jumbo lenders, swiftly cross-referencing this information with your individualized financial profile and particular requirements, ensuring a rapid and effective evaluation process to assist in making a well-informed decision.

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Santa-Cruz Jumbo Loan Lenders

  • The Home Loan Center
  • 740 Paradiso Court, Soquel, CA, 95073
  • Lends in California
  • "I'm here to solve that for you. Go ahead and download my cheat sheet and I'll give you the inside scoop to make qualifying for a great low rate mortgage EASY. Yes, I really did say easy.
    When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation"

  • Monterey Bay Resources, Inc.
  • 4601 West Walnut Street, Soquel, CA, 95073
  • Lends in California
  • Monterey Bay Resources, Inc. is a Santa Cruz based real estate company that provides niche lending solutions for property owners and prospective buyers seeking access to private funds quickly and at competitive rates.We can provide financing for both investment property and owner-occupied properties, upon qualification.

  • Affordable Home Finance
  • 5521 Scotts Valley Drive, Suite 240, Scotts Valley, CA, 95066
  • Lends in California
  • Affordable Home Finance is the California's First Choice for Mortgage Loans - As a Mortgage Broker we shop the Nations Top Lenders For You! We are committed to providing our clients with the best mortgage experience possible. As a cloud-based company, and a low-price market leader, we are uniquely equipped for the new normal we now face.

  • Bay Federal Credit Union.
  • 3333 Clares St, Capitola, CA, 95010
  • Lends in California
  • Bay Federal Credit Union was started in 1957 when local school teachers pooled their money together to start a credit union. That investment has grown through an amazing journey of involvement into the area’s largest locally-owned financial institution, with over $1.5 billion in assets.

  • Financial Solutions Home Loans Inc
  • 830 Bay Ave, Suite G, Capitola, CA, 95010
  • Lends in California
  • Jeri Skipper is your premier mortgage loan officer located in Soquel, California. Jeri offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Soquel area. Whether you are first time home buyer, purchasing your dream home,

  • Karma Mortgage Solutions, Inc.
  • 830 Bay Avenue, Suite A, Capitola, CA, 95010
  • Lends in California
  • "At Karma Mortgage Solutions, Inc. Our company provides a wide variety of loans.
    From the most popular ones like FHA, VA, Conventional, USDA, to commercial loans, bridge loans, construction loans, Manufacture homes, and more. FHA, VA, Conventional, USDA, to commerc
    Equal Housing Lender (Brokerage)."

  • Mortgage Results
  • 8070 Soquel Drive, Suite 1B, Aptos, CA, 95003
  • Lends in California
  • Mortgage Results Mortgage Results is a top independent mortgage brokerage firm based in Aptos, California.As the company’s principal and founder, I like to think our success is due to one simple idea: you matter. Your values. Your family. Your dreams for the future. Whether you are considering a new home.

  • Santa Cruz Community Credit Union
  • 324 Front Street, Santa Cruz, CA, 95060
  • Lends in California
  • The Santa Cruz Community Credit Union pursues a vision of vital local communities whose members contribute individually and collectively to a just society. In our vision, all people have full access to economic opportunity, and have the resources to make effective financial decisions for themselves, their families, and their communities.

  • Tedrowe Realty & Investments
  • 125 Jewell Street, Santa Cruz, CA, 95060
  • Lends in California
  • "Lea Tedrowe started working in real estate investments in 1983 before founding Tedrowe Realty & Investments in 1988.
    Lea was born and raised in Santa Cruz and has an extensive knowledge of the real estate market on the Central Coast. Contact us today for more information about private money loans, construction loans, bridge loans."

  • Silicon Valley Mortgage Corp
  • 451 Los Gatos Boulevard, Suite 104, Los Gatos, CA, 95032
  • Lends in California
  • "We are a group of experienced, dedicated professionals who are premier providers of mortgage loan financing for home buyers and home loan borrowers based in Silicon Valley, about 45 minutes south of San Francisco, California.
    We offer the assistance you need to help in all of your mortgage endeavors.