2023 Super Jumbo Loan Limits for Santa-Cruz, Santa Cruz County,California

In the distinguished county of Santa-Cruz, nestled within Santa Cruz, CA, a jumbo loan that surpasses the $970,800 threshold requires a minimum down payment of 10%. Within the comprehensive Lendersa® directory, one can find various portfolio lenders and Non-QM lenders who are adept at arranging Jumbo loans with an upper ceiling of $3,000,000. Individuals possessing considerable financial resources might be eligible for super jumbo loans, which extend up to a remarkable $35,000,000.

The conforming high balance loan limits are delineated as follows: for a single-family residence, the limit is $970,800. When it comes to properties with two units, the limit is set at $1,243,050. For three-unit dwellings, this increases to $1,502,475, and it elevates to $1,867,275 for four-unit properties.

Leverage our Jumbo mortgage rate calculator to gain insights into the prevailing jumbo mortgage rates and ascertain the requisite downpayment, income level, credit profile, reserves, and documentation essential for qualification.

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Explore Extensive Jumbo Loan Alternatives in Santa-Cruz, CA

The mission of Lendersa® is to identify the most suitable jumbo loan, meticulously tailored to align with your specific financial landscape and aspirations. Choose from one of three strategic starting points, each designed to connect you with matching lenders and bespoke jumbo loan programs.

Utilizing the Lendersa® Jumbo mortgage calculator, you have the capacity to evaluate various lenders to pinpoint which offer the finest Jumbo refinance rates currently available, or to facilitate the purchase of a Jumbo loan in the range of $1,500,000 to $25,000,000.

Lendersa® aggregates expansive loan program data from thousands of Jumbo lenders, swiftly cross-referencing this information with your individualized financial profile and particular requirements, ensuring a rapid and effective evaluation process to assist in making a well-informed decision.

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  • All Pacific Mortgage
  • 8100 SW Nyberg Rd, Suite 295, Tualatin, OR, 97062
  • Our purpose is to inspire the world of homeowners. We are committed to making our clients and partners feel safe and secure throughout the loan process. We do this by emphasizing the importance of great communication, education, and responsiveness in today’s mortgage and real estate world.
  • Northwest Reverse Mortgage
  • 10121 SE Sunnyside Rd, Suite 300, Clackamas, OR, 97015
  • We are committed to quality service through educating our clients about their options and providing solid information for you to make the optimal decision for your unique situation. With almost two decades in this industry, Jeff Foody started our mortgage brokerage Northwest Reverse Mortgage in Oregon in 2019.
  • The Tammi Lindley Team
  • 10260 SW Greenburg Rd, Suite 830, Portland, OR, 97223
  • This team is amazing! I can’t believe how easy they were to work with and how quickly they addressed my questions and needs if I ever had to reach out to them. We went through the entire process of buying our home with ease thanks to the Lindley team. I really appreciated how honest and upfront they were with me being a first time home buyer.
  • Mortgage Express
  • 10260 SW GREENBURG ROAD, SUITE 830, Portland, OR, 97223
  • ortgage Express has been an industry leader in residential lending since our doors opened in 1999. From a single office located just outside of Portland, OR, Mortgage Express has grown to 8 offices throughout Oregon and Washington by developing lasting relationships with our valued clients and referral partners.
  • Options Financial Residential Mortgage NMLS 829593
  • 8625 SW Cascade Ave, Suite 270, Beaverton, OR, 97008
  • Our mission is to empower you to make successful mortgage decisions. We’re committed to always thinking long-term. At Options Financial Residential Mortgage, we want to help you purchase your first home… your second home, and your third. We want to show you that a mortgage loan can be more than just a business transaction.
  • Goldendale Capital
  • 8196 South West Hall Blvd, Suite 110, Beaverton, OR, 97008
  • Commercial finance is one of the very best tools that nearly all small business owners have access to. Many do not realize that they can be approved, but there is an option for any situation. Goldendale Capital is committed to helping you get the working capital you need. Whether you are hoping to undertake an exciting new project,
  • Financial Services Unlimited, Inc.
  • 11950 SW 2nd Street, Beaverton, OR, 97005
  • Financial Services Unlimited, Inc provides loan origination for manufactured homes in CAL, OR, WA & TX. We have been operating for over 20 years across the entire nation but have now focused in the above-mentioned regions. Only chattel loan financing is provided, specifically for homes in leased communities or on leased private land
  • Phil Lyman
  • 9755 SW Barnes Road, Suite 470, Portland, OR, 97225
  • Phil Lyman in 2018 after spending more than seventeen years doing residential loans. Prior to that, Phil earned a BS in Sociology from Portland State University. For several years, Phil specialized in working with clients buying investment properties. Phil Lyman licensed in Oregon, Washington, Idaho and California.
  • Forrit Credit Union
  • 95 SW Taylor Street, Portland, OR, 97204
  • Forrit Credit Union was created in 1936 as Portland Federal Employee’s Credit Union. 45 founding members came together with the credit union philosophy of ‘people helping people’ to form a financial cooperative that could help provide them with personalized banking solutions. The resulting credit union’s mission — Forward Together.
  • Fairfield Financial Services, Inc
  • 16055 SW Walker Rd #247, Beaverton, OR, 97006
  • Fairfield Financial Services, Inc. (NMLS number 260898) has been coordinating hard money loans in the Pacific Northwest (Oregon and Washington) since 1964. Our services have recently expanded to include Alaska, California, Colorado, Florida, Idaho, Georgia, Montana, Oklahoma, Texas, Nevada, New York, and Wyoming. We now have sources available to le