2026 Super Jumbo Loan Limits for Sauk-Rapids, Benton County, Minnesota

In the county of Sauk-Rapids, Benton, MN, a 10% minimum down payment is essential for a Jumbo loan above $647,200. Lendersa® provides a list of portfolio and Non-QM lenders who can arrange Jumbo loans up to $3,000,000. Moreover, for individuals with substantial assets, super jumbo loans may be available up to $35,000,000.

The limits for conforming high balance loans are as follows: $647,200 for single-family homes, $828,700 for 2-unit properties, $1,001,650 for 3-units, and $1,244,850 for 4-units.

Use our Jumbo mortgage rate calculator to explore current rates, assessing down payments, income, credit, reserves, and necessary documents for qualifying.

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Discover Jumbo Loan Options in Sauk-Rapids, MN

Lendersa® is dedicated to ensuring you obtain the best jumbo loan suited to your financial profile. Choose one of three entry points to locate the matching lenders and jumbo loan programs.

The Lendersa® Jumbo mortgage calculator allows you to compare lenders to discover the best current Jumbo refinance rates or explore alternatives for purchasing loans from $1,500,000 to $25,000,000.

By tapping into data from thousands of Jumbo lenders, Lendersa® efficiently matches these offerings to your individual financial profile and needs, ensuring an optimal fit.

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To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



Sauk-Rapids Jumbo Loan Lenders

  • BankVista
  • 125 Twin Rivers Court, Sartell, MN, 56377
  • Lends in Minnesota
  • BankVista offers financial strength and expertise to business and consumers. BankVista offers a full range of products featuring: commercial loans, SBA (small business) loans, cash management services, homes loans, personal loans, deposit accounts, and more. Member FDIC and Equal Housing Lender.

  • American Heritage National Bank
  • 2915 2nd Street South, Saint Cloud, MN, 56302
  • Lends in Minnesota
  • American Heritage Bank – The oldest family-owned and operated bank in St. Cloud since 1881, including bank offices in Clearwater, Avon, Long Prairie and Browerville. Also known as the Log Bank, both banking locations in St. Cloud are constructed from full-sized cut pine logs occupying 30, 000 square feet each.

  • Falcon National Bank
  • 183 Cedar Drive, Foley, MN, 56329
  • Lends in Minnesota
  • At Falcon National Bank we build long lasting Relationships with our customers, our communities, and our colleagues. With the highest level of Integrity, we provide trusted Solutions and exceptional Service to deliver the very best banking experience. We pride ourselves on our fast and reliable Execution.

  • Keystone Home Finance, LLC
  • 110 2nd St S, Waite Park, MN, 56387
  • Lends in Minnesota
  • At Keystone Home Finance, LLC OUR TEAM'S MISSION IS TO PROVIDE YOU WITH THE HIGHEST QUALITY FINANCING OPTIONS THROUGHOUT THE LOCAL AREA. WE HAVE OVER 15 YEARS OF EXPERIENCE, AND WE'LL HELP YOU GO FROM APPLICATION TO THE CLOSING TABLE! SERVING THE ENTIRE STATE OF MINNESOTA. Audrey Heinen-Nierenhausen and her team have over 17 years of experience

  • Stearns Bank Holdingford National Association
  • 4140 Thielman Lane, Suite 105, Saint Cloud, MN, 56301
  • Lends in Minnesota
  • Stearns Financial Services Inc. (SFSI) is a well-capitalized, $2.3 billion independent financial holding company based in St. Cloud, MN. Founded in 1912, the bank was acquired by Norm Skalicky in 1964. His daughter Kelly Skalicky became president in 2018, and later was named president and CEO.

  • Great River Federal Credit Union
  • 1532 West St. Germain Street, Saint Cloud, MN, 56301
  • Lends in Minnesota
  • Great River Federal Credit Union is dedicated to serving all members in a confidential and professional manner. We are in business to provide you with convenient and efficient financial services. Our mission is "Building lifelong relationships by providing valuable financial services that our members recommend, benefits the community.

  • Liberty Bank Minnesota
  • 2842 2nd Street S, Saint Cloud, MN, 56301
  • Lends in Minnesota
  • Since 1939, Liberty has been providing quality financial services to Central Minnesota residents. As St. Cloud’s only remaining original bank with continuous family-ownership, we recognize our unique obligation to provide quality service on a first name basis. Our focus is providing retail banking services to individual customers.

  • St. Cloud Mortgage
  • 606 25th Ave South, Suite 101, Saint Cloud, MN, 56301
  • Lends in Minnesota
  • "St. Cloud Mortgage, Inc. can give you an affordable mortgage with outstanding customer service during the entire process.

    Same-Day Pre-Approvals
    Refinance Options
    Credit Assistance
    Mortgage Brokerage
    Variety of Home Loan Programs. With all of our home loan programs at St. Cloud Mortgage, Inc."

  • Granite City Mortgage of Saint Cloud Inc
  • 600 25th Ave S, Suite 208, Saint Cloud, MN, 56301
  • Lends in Minnesota
  • Granite City Mortgage has been in Business since April of 1996 serving the local Saint Cloud area and surrounding communities. Granite City Mortgage of St. Cloud offers a variety of mortgage programs, including:* Conventional loans* Government loans* No up-front fees* Zero down programs* Refinancing* Home equity loans* Debt consolidation.

  • Sentry Bank
  • 400 4th Ave NE, Saint Joseph, MN, 56374
  • Lends in Minnesota
  • Since 1904 we have seen the Great Depression, the Great Recssion and two world wars. We have had 19 different presidents, including 11 republicans and 8 democrats and added 5 states to the union. We've moved from silver certificates to Federal Reserve Notes and done away with the gold standard.