2026 Super Jumbo Loan Limits for St.-Cloud, Stearns County, Minnesota
For jumbo loans above $647,200 in Stearns, MN, a down payment of 10% or more is necessary. Lendersa® offers a comprehensive list of portfolio and Non-QM lenders capable of arranging up to $3,000,000 Jumbo loans. Very high-net-worth individuals may qualify for super jumbo loans valued up to $35,000,000.
The limits for conforming high balance loans are outlined as follows: for single-family homes, it's $647,200; for duplexes, $828,700; for triplexes, $1,001,650; and for four-unit properties, $1,244,850.
To explore the current Jumbo mortgage rates and calculate requirements like down payment, income criteria, credit, reserves, and documentation, use our Jumbo mortgage rate calculator.
Lendersa® is dedicated to helping you secure the best possible jumbo loan tailored to your financial situation and requirements. You can choose from three different starting options that will match you with the appropriate lenders and programs.
Lendersa®'s Jumbo mortgage calculator assists in comparing various lenders, helping to find the best Jumbo refinance rate available today or facilitating the purchase of loans ranging from $1,500,000 to $25,000,000.
With data from thousands of Jumbo lenders, Lendersa® offers a quick comparison against your specific financial profile and requirements, ensuring an optimal match in seconds.
American Heritage Bank – The oldest family-owned and operated bank in St. Cloud since 1881, including bank offices in Clearwater, Avon, Long Prairie and Browerville. Also known as the Log Bank, both banking locations in St. Cloud are constructed from full-sized cut pine logs occupying 30, 000 square feet each.
At Keystone Home Finance, LLC OUR TEAM'S MISSION IS TO PROVIDE YOU WITH THE HIGHEST QUALITY FINANCING OPTIONS THROUGHOUT THE LOCAL AREA. WE HAVE OVER 15 YEARS OF EXPERIENCE, AND WE'LL HELP YOU GO FROM APPLICATION TO THE CLOSING TABLE! SERVING THE ENTIRE STATE OF MINNESOTA. Audrey Heinen-Nierenhausen and her team have over 17 years of experience
4140 Thielman Lane, Suite 105, Saint Cloud, MN, 56301
Lends in Minnesota
Stearns Financial Services Inc. (SFSI) is a well-capitalized, $2.3 billion independent financial holding company based in St. Cloud, MN. Founded in 1912, the bank was acquired by Norm Skalicky in 1964. His daughter Kelly Skalicky became president in 2018, and later was named president and CEO.
1532 West St. Germain Street, Saint Cloud, MN, 56301
Lends in Minnesota
Great River Federal Credit Union is dedicated to serving all members in a confidential and professional manner. We are in business to provide you with convenient and efficient financial services. Our mission is "Building lifelong relationships by providing valuable financial services that our members recommend, benefits the community.
Since 1939, Liberty has been providing quality financial services to Central Minnesota residents. As St. Cloud’s only remaining original bank with continuous family-ownership, we recognize our unique obligation to provide quality service on a first name basis. Our focus is providing retail banking services to individual customers.
606 25th Ave South, Suite 101, Saint Cloud, MN, 56301
Lends in Minnesota
"St. Cloud Mortgage, Inc. can give you an affordable mortgage with outstanding customer service during the entire process.
Same-Day Pre-Approvals Refinance Options Credit Assistance Mortgage Brokerage Variety of Home Loan Programs. With all of our home loan programs at St. Cloud Mortgage, Inc."
Granite City Mortgage has been in Business since April of 1996 serving the local Saint Cloud area and surrounding communities. Granite City Mortgage of St. Cloud offers a variety of mortgage programs, including:* Conventional loans* Government loans* No up-front fees* Zero down programs* Refinancing* Home equity loans* Debt consolidation.
BankVista offers financial strength and expertise to business and consumers. BankVista offers a full range of products featuring: commercial loans, SBA (small business) loans, cash management services, homes loans, personal loans, deposit accounts, and more. Member FDIC and Equal Housing Lender.
We’re proud to be an independently owned community bank and of the vital role we have in the area we serve. From our owners to tellers, we all live, work, and invest in the local homes and businesses in these same communities. At Sherburne State Bank we pride ourselves on being well-rounded bankers who understand sales, underwriting.
At Falcon National Bank we build long lasting Relationships with our customers, our communities, and our colleagues. With the highest level of Integrity, we provide trusted Solutions and exceptional Service to deliver the very best banking experience. We pride ourselves on our fast and reliable Execution.
