Hard money loans Lowest rates with AI in El Cajon, California

Use Lendersa® hard money mortgage calculator to find private real estate investors in El Cajon, San Diego, CA. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

social-security

Your social security number is unnecessary to get a FREE accurate loan quote.


Find Private Lenders in El Cajon, CA

Finding a private investor through a local hard money broker can significantly boost your chances of securing a loan. In El Cajon, securing hard money loans often hinges on engaging with investors familiar with the neighborhood. When investors are in close proximity to the property, the likelihood of loan approval increases, and the funding process accelerates.

As of now, the population of El Cajon is 102708, while the average sale price for properties is $523,570. These figures provide essential insights into the local real estate market trend.

Explore our comprehensive list of both commercial and residential lenders. These lenders often arrange loans based on real estate equity, with minimal reliance on your credit score or income verification. The list clearly indicates how far each private lender is located from Zipcode(s): 92020, 92021, 92019, making it easier to find suitable options close to you.

Compare loan offers from 100 lenders today



  • EBSC Lending
  • 18575 Jamboree Rd, Irvine, CA, 92612
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. We have underwritten over $1 billion of real estate transactions. We execute consistently, quickly and effectively. We provide investment proper
  • Commercial Bank of California
  • 19752 Macarthur Boulevard, Irvine, CA, 92612
  • CBC is one of the nation’s highest capitalized banks, ranking in the top 6 percent. A full-service, FDIC-insured, community bank headquartered in Irvine, California, CBC is owned, built and run by entrepreneurs for entrepreneurs. Local business leaders such as William Lyon, Paul Folino, and Alex Meruelo serve on the Board of Directors.
  • Diversified Mortgage Co.
  • 2081 Business Center Drive, Suite 155, Irvine, CA, 92612
  • DMC Inc. / Diversified Mortgage Co. is a duly licensed California Real Estate brokerage firm, licensed by the California Department of Real Estate, Lic. #01085780, and is also an associate member of the California Mortgage Association and we are in good standing with the Better Business Bureau (BBB). NMLS License #336445
  • Excellent Solutions
  • 2600 Michelson Drive, Suite 920, Irvine, CA, 92612
  • Excellent Solutions customizes short term, non-conventional loans. In doing so we require minimal paperwork to close a loan and also Excellent Solutions is the lending arm of Excellent Capital, a Southern California family office with deep expertise in real estate backed loans for acquisitions, fix-and-flip, refinance, development
  • BHH Affiliates, LLC
  • 18500 Von Karman Ave, Suite 400, Irvine, CA, 92612
  • Berkshire Hathaway HomeServices is a brand-new real estate brokerage franchisee network built for a new era in residential real estate. The brand, among the few organizations entrusted to use the world-renowned Berkshire Hathaway name, brings to the real estate market a definitive mark of stability, strength, quality and innovation.
  • American Star Mortgage
  • 2082 Business Center Drive, Suite 235, Irvine, CA, 92612
  • Founded in 2008, American Star Mortgage is one of the most respected independent mortgage lenders in the United States. Our mission is to be your first choice in financing your homeownership, and to build prosperity in the communities we serve. To accomplish this goal, we continue to do what we do best: deliver exceptional mortgage service.
  • PrimeStone Mortgage
  • 19900 MacArthur Blvd, Suite 610, Irvine, CA, 92612
  • PrimeStone Mortgage was established with one goal in mind; to give borrowers confidence in the lending process again. Our streamlined system takes the stress out of the home buying experience. We were founded on 3 core principals; Consistency, Efficiency and Integrity. We feel with these simple practices we can meet all of our client’s needs.
  • FundingUSA.com
  • 2081 Business Center Dr, Suite 180, Irvine, CA, 92612
  • "At FundingUSA.com we treat our clients with courtesy and integrity. We guarantee realistic, honest mortgage advice that achieves results. Our years of experience and notable expertise ensure that your financial future is in good hands. Our consistent track record of uncompromising ethics instills confidence and trust."