AI Brings Private Money Lenders of El Cerrito, California [2026 list]

Use Lendersa® hard money mortgage calculator to find private real estate investors in El Cerrito, Contra Costa, CA. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Local Private Lenders in El Cerrito, CA

Enhance your chances of securing a loan by engaging with a private investor through a local hard money broker. In El Cerrito, acquiring hard money loans often depends on working with investors who know the neighborhood well. Closeness between the investor and the property improves the odds of approval and accelerates the funding process.

The population of El Cerrito is 25508, with an average property sale price of $965,330.

Check out our list of commercial and residential lenders. These lenders provide loans based on real estate equity, often without focusing heavily on credit scores or income verification. The list also shows distances from Zipcode(s): 94530.

Compare offers from 100 lenders



  • Redwood Capital Bank
  • 402 G Street, Eureka, CA, 95501
  • Lends in California
  • At Redwood Capital Bank, it is important to keep local dollars working at home. Nearly every dollar that is deposited at Redwood Capital Bank goes right back into the local economy. Deposits are reinvested in the form of loans to individuals, families and businesses, helping small businesses grow, providing new homes and a better quality of life.
  • Compass Community Credit Union
  • 321 Wabash Avenue, Eureka, CA, 95501
  • Lends in California
  • California State Employees No. 20 Credit Union was formed in January of 1951. The credit union was formed by a group of professors and employees of Humboldt State College. They formed the credit union with a desire to assist each other with reasonably priced loans and a good return on their savings.
  • Coast Central Credit Union
  • 2650 Harrison Avenue, Eureka, CA, 95501
  • Lends in California
  • At Coast Central, we make banking easy, with access to your finances – anytime. With a network of over 30,000 free ATMs nationwide, the latest digital banking solutions, and 11 convenient Member Services Branches, one open Monday through Saturday and another open 7 days a week and evenings, control your funds from anywhere you happen to be.
  • CoastHills Credit Union
  • PO Box 8000, Santa Maria, CA, 93456
  • Lends in California
  • CoastHills currently serves more than 70, 000 members in Northern Santa Barbara County and San Luis Obispo County with 11 branches and a full-service local call center. With assets of more than $1.3 billion, CoastHills is the second largest independently owned financial institution on the Central Coast.
  • New America Realty
  • 1750 S Broadway, Suite J, Santa Maria, CA, 93454
  • Lends in California
  • New America Realty is a local and friendly real estate company that specializes in real estate purchase and sales, loans, property management and finance. With great experience as a Santa Maria Realtor and as a Realtor servicing all areas in Santa Barbara County, CA such as Lompoc, Guadalupe, Santa Barbara, San Luis Obispo, and Arroyo Grande.
  • Pinnacle Lending
  • 946 Diamond Dr, Santa Maria, CA, 93455
  • Lends in California
  • Pinnacle Lending and its staff of experienced and professional loan officers want you to know that we are committed to the highest levels of integrity and service to our clients, realtors and associates. It is our goal to provide our clients with the opportunity to secure the best loan at the best price for their particular needs.
  • Safe 1 Credit Union
  • 8200 Granite Falls Drive, Bakersfield, CA, 93312
  • Lends in California
  • In 1952, a small group of dedicated and concerned state employees from Union #35 met for the purpose of forming a financial cooperative for co-workers and their families. From these very humble beginnings, Safe 1 Credit Union was founded and formed. The first Safe 1 ""office"" was actually a room located in the home of our first manager.
  • Local Lenders Group
  • locallend!51424, Bakersfield, CA, 93312
  • Lends in California
  • Local Lenders Group is a California Mortgage Company offering the most competitive mortgage interest rates, and fees. We specialize in the following loan products : FHA, VA, Conventional, Jumbo's, Private Money and Refinances. Customer service is very important to us. As we continue to improve and expand our services,
  • Team Windes
  • 4801 Calloway Drive Suite 103, Bakersfield, CA, 93312
  • Lends in California
  • Team Windes mission is to serve our customers with honesty, integrity and competence.Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible and also Todd and Sasha Windes all types of home mortgage loans ranging from first time home buyer’s programs to the most sophisticated .
  • Prince Financial Corp.
  • 1712 19th Street, Bakersfield, CA, 93301
  • Lends in California
  • Prince Financial is a family owned business formed in 1994 but the principal officers, David and Barbara Prince have over 35 years experience in all aspects of the Real Estate business.We love the mortgage Finance business and it has been our entire working careers.and also We love the interaction with people.
  • Alterra Home Loans
  • 1430 Truxtun Avenue Suite 509, 5th Floor, Bakersfield, CA, 93301
  • Lends in California
  • Alterra Home Loans, a division of the Panorama Mortgage Group, was founded in 2006. Alterra Home Loans is 100% minority-owned and focuses on lending to traditionally underserved communities, including Black and Latino borrowers and also Alterra is one of the fastest growing 100% Hispanic owned companies in the Nation.
  • New Beginnings Financial & Real Estate
  • 1731 16th Street, Bakersfield, CA, 93301
  • Lends in California
  • New Beginnings has been operating as a Full Service Mortgage Company in the Kern County Market since 2000. Our professionals have very specific requirements when it comes to the skills needed to maintain the level of great service expected in Hard Money Loans, Conventional Loans, and Real Estate.