Richmond, California Private money Lenders complete AI list of 2026

Use Lendersa® hard money mortgage calculator to find private real estate investors in Richmond, Contra Costa, CA. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Locate Private Lenders in Richmond, CA

Connecting with a private investor via a local hard money broker can significantly enhance your chances of obtaining a loan. In Richmond, the ability to secure hard money loans often hinges on partnering with investors who understand the local neighborhood well. Shortening the geographical distance between the hard money investor and the property not only improves the odds of approval but also accelerates the funding process, ensuring a more seamless transaction.

The population of Richmond is approximately 110567, with properties commonly selling at an average price of $556,460. These statistics are vital for gauging the local real estate market dynamics and potential loan opportunities.

Our comprehensive list features commercial and residential lenders offering loans secured by real estate equity. These lenders typically rely minimally on credit scores or income verification. The list includes details on the private lenders' proximity to Zipcode(s): 94530, 94850, 94801, 94803, 94804, 94805, 94806, 94802, 94807, 94808, assisting you in finding conveniently located financing options.

Explore and compare loan offers from a selection of 100 lenders, and discover the best solutions for your financial needs.



  • C2 Financial
  • 10509 Vista Sorrento Pkwy #400, San Diego, CA, 92121
  • Lends in California
  • C2 Financial Corporation is one of the nation’s largest mortgage brokers,We have been ranked a Top 50 Mortgage Lender in the Scotsman Guide and employ several of Scotsman’s Top 500 loan originators in the country. In addition, we were recently ranked in the Top 20 Best Companies to Work For by Mortgage Executive Magazine.

  • Integrity Capital Inc
  • 11300 Sorrento Valley Road, Suite 103, San Diego, CA, 92121
  • Lends in California
  • "Integrity Capital is a leading hard money lender based in San Diego, CA. We specialize in real estate loans on all types of commercial and residential real estate.
    We are structured so that you speak directly to the decision maker. Loans can be funded as quickly as 3 days from receiving all due diligence documents"

  • First Security Mortgage
  • 11839 Sorrento Valley Rd., Suite 903, San Diego, CA, 92121
  • Lends in California
  • "First Security Mortgage is a family owned and operated company that has been arranging private money loans for California residents since 1972

    Founded in 1972 and located in San Diego Ca., First Security Mortgage Home Loans Inc is a broker and Servicing Company for Hard Money Loans. We originate Real Estate Loans in California only

  • Lantzman Lending
  • 11696 Sorrento Valley Rd, Suite 201, San Diego, CA, 92121
  • Lends in California
  • We are a direct hard money lender providing same day loan commitments and fundings within your closing timelines (within a few days if necessary)
    We do not issue loan commitments only to have to raise money for the funding of a particular loan. We are a Direct Lender with the capital readily available.

  • Bird Rock Group
  • La Jolla Blvd, La Jolla, CA, 92037
  • Lends in California
  • Bird Rock Group, based in San Diego, offers creative capital solutions for real estate investors nationwide. Specializing in bridge loans, fix and flip financing, and value-add projects, we provide unparalleled speed, flexibility, and reliability. Our seasoned team ensures efficient closings and exceptional service, empowering investors with depend

  • West Coast Funding & Real Estate Services Inc
  • 4275 Executive Square, Suite 410, La Jolla, CA, 92037
  • Lends in California
  • We are San Diego's most experienced loan team, give us a call today for a no hassle quote. If you give West Coast Funding an opportunity to earn your business, we will get you the lowest rate available on the mortgage market at no additional cost. We specialize in purchase and refinance loans in California, Arizona, Texas, Florida, and more.

  • Pacific Home Brokers Inc.
  • 4275 Executive Square, Suite 200, La Jolla, CA, 92037
  • Lends in California
  • Pacific Home Brokers™ is one of the premier real estate agencies in California. We specialize in working with first time home buyers and investors. We also have a background in residential financing and use this knowledge to help our clients understand the financing aspect of purchasing a home.

  • Elite Commercial, Inc
  • 4225 Executive Square, Suite 600-C34, La Jolla, CA, 92037
  • Lends in California
  • Elite Commercial, Inc. is a New Age commercial real estate (CRE) company bridging the gap between traditional brokerage services and innovative technologies. We offer Brokerage Services, CRE and Business Financing, Fintech, Private Lending, and Portfolio Asset Management. Our company embraces change in an evolving commercial real estate

  • Inner Core Capital
  • 4275 Executive Square, Suite 200, La Jolla, CA, 92037
  • Lends in California
  • Inner Core Capital stands as a beacon in financial solutions. With a unique mix of loan offerings—ranging from private money to conventional financing—they cater to every borrower’s needs. Specializing in cash out refinancing, they offer competitive rates and terms. Whether for investment properties or personal projects, Inner Core Capital crafts f