AI Brings Private Money Lenders of Monterey, California [2025 list]

Use Lendersa® hard money mortgage calculator to find private real estate investors in Monterey, Monterey, CA. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Local private lenders near you in Monterey, CA

When you locate a private investor through a local hard money broker, your odds of getting a loan increase exponentially; lending hard money loans in Monterey could depend upon locating investors familiar with the neighborhood. A short distance between the hard money investor and the property enhances the loan approval odds and speeds up the funding process.

The population of Monterey is 28178, and the average sale price is $938,570

See our list of commercial and residential lenders that arrange loans secured by the equity in real estate and rely very little on (and sometimes not at all) upon credit your score or income verification. The list shows the private lenders' distance from Zipcode(s): 93943, 93940, 93944

Compare loan offers from 100 lenders



  • Five Star Mortgage
  • 9065 South Pecos Road, Ste #200-A, Henderson, NV, 89074
  • Welcome to Five Star Mortgage! We are a full-service mortgage company located in Henderson, Nevada. We specialize in residential mortgage financing for a primary residence as well as investors. Whether you are relocating to the area, refinancing, or looking to move to a new house, we can help! At Five Star Mortgage, our ultimate goal is to creat
  • All American Home Mortgage LLC
  • 8915 South Pecos, Suite 17B, Henderson, NV, 89074
  • All American Home Mortgage is a premiere mortgage broker located in Henderson, Nevada. We are proud to offer some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in Nevada, California, Florida, Colorado, or Nebraska. Whether you are a first time home buyer, purchasing.
  • Socotra Capital
  • 251 Alameda Blvd, Coronado, CA, 92118
  • "Socotra Capital is your approachable neighborhood lender with local roots and a national reach. Hard money. That’s all we do, and that’s why we’re the best at it. We know that the first step toward achieving your real estate dreams is securing the necessary finances, and we are ready to help your dreams come to life.
  • Military Home Spot Lending
  • 3280 Main St, Suite 7C, San Diego, CA, 92113
  • Military Home Spot Lending sets itself apart from other lenders by following the VA guidelines exactly as they are written. We have no credit score requirement and no Debt-to-Income (DTI) limit. VA guidelines exactly as they are written. We have no credit score. MortgageOne dba Military Home Spot Lending
  • Employees Choice Federal Credit Union
  • 266 S Magnolia Ave, El Cajon, CA, 92020
  • On February 11, 1960, eight City of El Cajon employees signed the Organization Certificate to form El Cajon Municipal Employees Federal Credit Union. They felt strongly that the employees of the City needed to be protected financially during the rapidly changing setting of the 1960's.
  • Your Darling Lender
  • 681 Kenney St, El Cajon, CA, 92020
  • We strive to provide superior service to every one of our clients. We walk everyone through their mortgage questions, ensuring that they have the best product for their needs. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest r
  • D & D Capital Solutions LLC
  • 681 Kenney St, El Cajon, CA, 92020
  • There is never enough time to do everything, but there is always enough time to do the most important things. Making your priority our priority and helping you get the financing you need is what we make important here at D & D Capital Solutions. Fueling growth and success for investors nationwide! Making your Solution our Priority!
  • First Finance Lending
  • 846 E. Washington Ave, El Cajon, CA, 92020
  • First Finance Lending is a Financial Consultant located in El Cajon, CA and has been servicing all of El Cajon and the surrounding areas for many years. We specialize in FHA Loans, Refinance, Mortgage Rates, Mortgage Lenders, Home Loan Rates, Conventional Loans, and Refinancing Mortgages. With First Finance Lending on your side,
  • Jodi Connor - Realtor® & Mortgage Loan Consultant
  • 565 North Magnolia Avenue, El Cajon, CA, 92020
  • New West Investment Group, Inc. has been building homes in the San Diego region for over 40 years. We pride ourselves in creating value for our clients and have built relationships that have lasted decades. The projects we develop range from multifamily units and new subdivisions to custom homes.
  • Zeman Mortgage Inc
  • 140 W. Park Ave, El Cajon, CA, 92020
  • Zeman Mortgage, Inc. is a family business that has been in business since 1975. Victor Zeman is the CEO and has been in the real estate and lending business since 1964. Zeman Mortgage is a “hands on” business with very low overhead so that we can pass on that savings in the way of great rates and low fees to our customers
  • Brian Kapferer Home Loans
  • 8169 Fairview Avenue, La Mesa, CA, 91941
  • Brian has over 17 years of experience with home loans and mortgages. He is an industry leader with a reputation for providing the highest quality of service to his clients with the quickest results! Brian works around the clock to meet his clients schedules and does everything in his power to ensure every client's success.