Hard money loans Lowest rates with AI in Salinas, California

Use Lendersa® hard money mortgage calculator to find private real estate investors in Salinas, Monterey, CA. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Discover Local Private Lenders in Salinas, CA

Engaging a private investor through a local hard money broker can immensely boost your chances of obtaining a loan. The process of lending hard money loans in Salinas typically benefits from finding investors who are well-acquainted with the neighborhood dynamics. Such familiarity can make their assessments more accurate and decisions quicker. Having a short geographical distance between the hard money investor and the property can enhance loan approval odds and expedite the funding process, minimizing delays and promoting seamless transactions.

In the vibrant city of Salinas, the population is recorded at 190972, with properties averaging a sale price of $493,830. These statistics underscore the bustling nature of the local real estate market, reflecting the rich opportunities available to potential investors and buyers alike.

Our curated list includes a selection of both commercial and residential lenders who offer loans primarily secured by real estate equity. These lenders often bypass the usual extensive checks on credit scores or income verifications, allowing for smoother access to necessary funds. The list also highlights the distance of these private lenders from the specified Zipcode(s): 93901, 93905, 93906, 93902, 93915, offering practical insights for selecting the most conveniently located options.

Begin your journey today by comparing offers from a wide array of 100 different lenders to find the best match for your financial needs.



  • Momenta Capital Group Inc.
  • 2099 S State College Blvd, Anaheim, CA, 92806
  • Momenta Capital Group Inc. is committed to working closely with our clients on their journey to build and preserve generational wealth by providing unmatched service and timely execution. MCG’s client relationships have been built through trust, loyalty, and dedication to each client’s short and long-term objectives.
  • Carrington Mortgage Services, LLC
  • 1600 South Douglass Road, Suite 100 & 200-A, Anaheim, CA, 92806
  • Carrington Mortgage Services, LLC ( “Carrington”) (NMLS ID #2600) is a national direct to consumer and wholesale lender. Our retail home lending division has community-based branches assisting borrowers with home financing opportunities and local real estate agents with their buyer clients.
  • Citizens Lending Group
  • 3455 East La Palma Avenue #102, Anaheim, CA, 92806
  • At Citizens Lending Group, our staff has a combined 50+ years in the loan industry of California. We now specialize as reverse mortgage loan officers for senior citizens, though our experience includes everything from commercial loans and traditional home loans to Veterans Administration loans and FHA loans.
  • Carrington Mortgage Services, LLC
  • 1600 South Douglass Road, Suites 110, Anaheim, CA, 92806
  • Founded in 2003,Carrington is a holding company whose primary businesses work in sync with one another to provide a broad range of real estate services encompassing nearly all aspects of single family residential real estate transactions in the USA. We work diligently for the benefit of the many borrowers, homebuyers and investors we serve.
  • Omniscient Capital Mortgage
  • 4110 Edison Avenue, Suite 203A, Chino, CA, 91710
  • Omniscient Capital Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Mortgage Plus
  • 8560 Vineyard Avenue, Suite 501 & 502, Rancho Cucamonga, CA, 91730
  • Realty Plus is a full service company that is dedicated to Buyer's, Sellers, Investor's, Tenant's & Landlords! Our Associates are dedicated to providing top notch professional service while delivering information that will assit our clients for all current and future transactions! Our business relationships are built on a solid foundation
  • Source Funding
  • 9267 Haven Avenue, Suite 240, Rancho Cucamonga, CA, 91730
  • Our associates are professionals who specialize in Residential Real Estate purchase and refinance loans. We are experts adept in the process & procedures of the modern R.E. industry . Let us assist you today in your specific funding needs with a more personable, no pressure, boutique experience.
  • Chris Armen
  • 8439 White Oak Ave, Suite 102, Rancho Cucamonga, CA, 91730
  • Chris Armen Real Estate and Finance We are out of the box game changers, natural born strategists and problem solvers doing it our way since day one. Our brand of Real Estate. Whether its a sale, purchase or refinance, our heart, soul and collective being go into your transaction.
  • Home Funding Corp.
  • 10718 Civic Center Drive, Rancho Cucamonga, CA, 91730
  • Here at Home Funding Corp. we offer the stability and product selection of a large corporation, with the service of an independent business. In our 20-year history we have never had a layoff. Our turn around time for FHA loans is 16 business days, and our conventional financing typically takes 8-10 business days. Our staff is all in house,
  • New Beginnings Mortgage
  • 9045 Haven Ave. Ste 106, Rancho Cucamonga, CA, 91730
  • New Beginnings Mortgage mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Fusion Mortgage Lending
  • 9267 Haven Ave #265, Rancho Cucamonga, CA, 91730
  • Fusion Mortgage Lending, we pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package.we realize you are unique and we'll work with you to form a loan.
  • EZ Fundings
  • 8577 HAVEN AVE, SUITE 201, Rancho Cucamonga, CA, 91730
  • EZ Fundings an easy choice to be your next Home Loan one-stop shop. The Haven office opened up in November 2011 in order to take home loans to the next level with accurate knowledge of the ever-changing loan industry, and the goal of becoming an industry leader in streamlining the Home Loan process.