Private Money Lenders in Ridgecrest, California

Use Lendersa® hard money mortgage calculator to find private real estate investors in Ridgecrest, Kern, CA. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Private Lenders Near You in Ridgecrest, CA

Finding a private investor via a local hard money broker significantly boosts your chances of getting a loan. Success in securing hard money loans in Ridgecrest often relies on investors familiar with the local area. Proximity to the property improves the likelihood of loan approval and accelerates the funding process.

With a population of 32684, Ridgecrest has an average property sale price of $209,780.

Explore our list of lenders offering both commercial and residential loans secured by real estate equity. These lenders often do not rely heavily on credit scores or income verification. The list also includes the proximity of lenders to the following Zipcode(s): 93555.

Compare loan offers from 100 different lenders here



  • Saratoga Capital Inc
  • 485 Alberto Way, Suite 200, Los Gatos, CA, 95032
  • Lends in California
  • Saratoga Capital, Inc. is a privately-held real estate management company on the West Coast offering apartment home residences, amenities and customer service for renters throughout 35 locations. Since 1971, we have been committed to providing our customers with the best possible service—and exceeding expectations every day.

  • SnapFi
  • 1155 Meridian Avenue, San Jose, CA, 95125
  • Lends in California
  • SnapFi is innovating the mortgage lending experience. Working at the intersection of leading edge technology and dedicated, expert advisory services, we customize and deliver the best financial solutions for our clients, today, tomorrow, and into the future. We’re fast. We’re agile. We make our own decisions.

  • Foley Mortgage
  • 1660 Hamilton Ave, Suite 100, San Jose, CA, 95125
  • Lends in California
  • Foley Mortgage provides mortgage financing for all types of borrowers and situations, including refinances, purchases, FHA / VA. Additionally we offer hard money loans for investor flips, estate trusts or probate, rehab projects, small commercial and mixed use properties. Mike Foley is the co-owner & creative side of Foley Mortgage.

  • Excel Trust Deed Investments
  • 1314 Lincoln Ave, Suite 2A, San Jose, CA, 95125
  • Lends in California
  • "Excel Trust Deed Investments (formerly Excel Financial) has been arranging private lending solutions and helping families and businesses in the San Francisco Bay Area with their alternative financing needs for over 30 years.
    Our loan experts constantly evaluate the best ways to help meet your short-term and long-term financial goals."

  • American Pacific Mortgage
  • 3190 S. Bascom Avenue, Suite #110, San Jose, CA, 95124
  • Lends in California
  • Established in 1996, American Pacific Mortgage, is known for its customer service and quality loan estate programs. We are an independently owned mortgage banking firm and our teams consist of highly qualified loan consultants and processing staff. If you are wondering where to start, the best place is a phone call.

  • Cedar Mortgage
  • 3190 S. Bascom Avenue, Suite #110, San Jose, CA, 95124
  • Lends in California
  • Cedar Mortgage, established in 1981, is an independently owned mortgage brokerage firm, renowned for customer service and quality real estate programs. Our office family consists of qualified loan consultants and processing staff, and our lending portfolio represents one of the most comprehensive program collections in the United States.

  • Access Investments
  • PO BOX 53642, San Jose, CA, 95153
  • Lends in California
  • SVCF is a Tier One Mortgage provider of wholesale lending, direct private investors. We're an exclusive group of "exceptions engineers". Providing all of the State of California for both residential and commercial financing, our well experienced professionals engage high level business practices to support your mortgage needs. No maximum loan amoun

  • Technology Credit Union
  • PO Box 1409, San Jose, CA, 95109
  • Lends in California
  • Tech CU has served the high-tech workforce and its ecosystem in Silicon Valley and the greater Bay Area for over 60 years. It is recognized as one of the best-managed and strongest financial institutions in the country. In 2021, on the basis of member feedback, Tech CU was awarded the 2021 Forbes Best-in-State Award.

  • Pacific Postal Credit Union
  • 1040 Leigh Ave, San Jose, CA, 95126
  • Lends in California
  • PPCU is a friendly, member-owned financial institution, conveniently located throughout the Bay Area. Our commitment to our member-owners is to surpass their financial expectations by offering an entire range of financial services from loans, savings and investment accounts to online banking, all at the best possible rates.

  • American Dream Financial
  • 1038 Leigh Avenue, Suite 218, San Jose, CA, 95126
  • Lends in California
  • American Dream Financial was founded in 2002, with our office in Campbell, California. Offering our clients an array of loan programs to serve their home financing needs. Our experienced Mortgage brokers span over 15 years in the Mortgage Business. Providing service with experience you can trust.