San Francisco, California Private money Lenders complete AI list of 2025

Use Lendersa® hard money mortgage calculator to find private real estate investors in San Francisco, San Francisco, CA. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Discover Your Local Private Lenders in San Francisco, CA

Enhance your likelihood of obtaining a loan by connecting with a private investor through a local hard money broker. In San Francisco, successfully securing hard money loans often hinges on identifying investors who are deeply familiar with the neighborhood. When hard money investors are located close to your property, it greatly improves the odds of loan approval and expedites the funding process, making the entire experience more efficient and seamless.

The vibrant city of San Francisco is home to a diverse population of 3592290, contributing to a dynamic community. Properties here sell at an average price of $1,318,550, indicating a robust real estate market ripe with potential investment opportunities. This thriving market attracts both new buyers and seasoned investors, offering a promising environment for real estate ventures.

We invite you to explore our extensive list of both commercial and residential lenders. These lenders are known for arranging loans secured by the equity in real estate, and they typically rely very little on, if at all, traditional credit scores or income verification processes. Instead, they focus on the solid backing provided by the property's equity, simplifying access to funds. Additionally, the list conveniently displays the distance of private lenders from various Zipcode(s): 94130, 94131, 94132, 94133, 94134, 94109, 94108, 94103, 94102, 94105, 94104, 94158, 94127, 94124, 94123, 94122, 94121, 94129, 94118, 94110, 94112, 94116, 94117, 94114, 94115, 94111, 94107, 94119, 94120, 94125, 94126, 94137, 94139, 94140, 94141, 94142, 94143, 94144, 94145, 94146, 94147, 94151, 94159, 94160, 94161, 94163, 94164, 94172, 94177, 94188, helping to tailor your selection based on geographical preferences.

Explore and evaluate loan offers from an array of 100 lenders today, and make informed decisions catered to your financial needs and investment goals, ensuring you choose the right path for your property financing journey.



  • Northwestern Home Loans
  • 906 NW Harriman Street, Bend, OR, 97703
  • We strive to provide you with a professional and personable team that is committed to helping you obtain home financing that fits your needs. Exceeding your expectations through our array of lending options, competitive rates and outstanding customer service is our number one goal.
  • Your Mortgage Shop
  • 516 Peach Way, San Marcos, CA, 92069
  • YMS specializes in eliminating mortgage insurance by leveraging relationships with Private Investors and Banks to obtain custom tailored loans for clients. Your Mortgage Shop is a trusted California premiere mortgage broker that adheres to the highest industry standards and is compliant with State Laws and Federal Regulations.
  • Axios Properties, Inc.
  • 44715 Via Alondra, La Quinta, CA, 92270
  • With over 15 years of experience in the accounting, property management and real estate industries, George has extensive knowledge in multi-family, residential and commercial real estate transactions and asset management. With his unique background, he is able to tailor his services to help each client achieve their goals.
  • Enact Partners
  • 7668 El Camino Real, Carlsbad, CA, 92009
  • Enact Partners is a hard money lender providing business purpose loans that are collateralized by real estate. Located in Southern California, we pride ourselves on customer service, fast and efficient loan validation, allowing you to be an effective real estate entrepreneur. We build customized investment portfolios secured by real estate.
  • Enact Partners
  • 7668 El Camino Real, Ste 104-128, Carlsbad, CA, 92009
  • We are a team of Real Estate professionals with over 50 years of combined experience. As Investors ourselves, we have developed, rehabilitated, lent on, invested in approximately $1 billion dollars in real estate; we appreciate the importance of securing reliable and predictable funding and investment solutions.
  • Rich Farmer Team - KRC Realty
  • 1132 San Marino Drive, Suite 100, San Marcos, CA, 92078
  • KRC Realty Services is comprised of a team of local real estate professionals committed to selling some of the most desired homes in San Diego County. KRC Realty Services is a team of local real estate experts ready to reveal the secrets of how we can help you. Our team of local experts is ready to guide you through the home-buying process.
  • Josh Jelsing
  • 1635 South Rancho Santa Fe Road, Suite 204, San Marcos, CA, 92078
  • Josh Jelsing has been in the banking and lending industry since 1999, when he began his career at JP Morgan Chase. After serving his nation in the United States Marine Corp for 4 years, Josh immediately took an offer with Chase to work as a Junior Loan Officer. He quickly became one of the top loan officers in an office of 150+
  • Reliance Bay Funding
  • 950 Boardwalk Street, Suite 301, San Marcos, CA, 92078
  • At Reliance Bay Funding. We are a full-service mortgage company based in San Diego California meeting the mortgage loan needs of our clients since 2004. We specialize in residential mortgages and offer purchase and refinance home loans in all of California counties. We can help you realize your dreams of homeownership
  • VanDyk Mortgage
  • 310 Via Vera Cruz Suite ste 210 and 211, San Marcos, CA, 92078
  • VanDyk Mortgage was organized in 1987 by Founder and CEO Thomas L. VanDyk in Grand Rapids, Michigan.As a national Mortgage Banker, we have been committed to providing residential 1 to 4 family home loans to consumers for over 30 years.We currently have over 500 employees with 93 branch office locations in 38 states across the U.S.
  • Crest Funding Group Inc
  • 625 Ezee Street, Encinitas, CA, 92024
  • We are truly passionate about our profession & the result is that nearly 100% of our business is by referral from satisfied clients, trusted financial advisors & the most experienced Realtors in the country. Our mission is to guide you through the entire home loan process, so that you feel confident about the options available for you.
  • Citywide Financial Corp
  • 417 Hickoryhill Drive, Encinitas, CA, 92024
  • The Express Mortgage Approval is a special service we have created to help simplify the loan application and approval process, so you can obtain your approval easier and faster. Our online loan application only takes a few minutes to fill out. Upon receipt of the application, we will complete your loan approval within 24 hours.