San Jose Private & Hard Money Lenders for Real Estate

Use Lendersa® hard money mortgage calculator to find private real estate investors in San Jose, Santa Clara, CA. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Explore Local Private Lenders in San Jose, CA

Boost your loan approval chances by connecting with a private investor through a trusted local hard money broker. In San Jose, obtaining hard money loans can often depend on working with investors who are knowledgeable about the neighborhood. Proximity of the investor to the property can significantly increase approval odds and speed up the funding process, ensuring everything proceeds smoothly and efficiently.

With a population of 1798100, San Jose offers a vibrant market, where the average property sale price is $1,036,320. This dynamic setting is ripe with opportunities for savvy investors and homebuyers alike.

Check our detailed list of both commercial and residential lenders who provide loans secured by real estate equity. These lenders often place less emphasis on credit scores and income verification. The list also indicates the distance of each private lender from Zipcode(s): 95118, allowing for geographically convenient choices.

Start comparing offers from 100 lenders today, ensuring you find the best options that suit your financial needs.



San Jose Private Money Lenders

  • American Pacific Mortgage
  • 3190 S. Bascom Avenue, Suite #110, San Jose, CA, 95124
  • Lends in California
  • Established in 1996, American Pacific Mortgage, is known for its customer service and quality loan estate programs. We are an independently owned mortgage banking firm and our teams consist of highly qualified loan consultants and processing staff. If you are wondering where to start, the best place is a phone call.

  • Cedar Mortgage
  • 3190 S. Bascom Avenue, Suite #110, San Jose, CA, 95124
  • Lends in California
  • Cedar Mortgage, established in 1981, is an independently owned mortgage brokerage firm, renowned for customer service and quality real estate programs. Our office family consists of qualified loan consultants and processing staff, and our lending portfolio represents one of the most comprehensive program collections in the United States.

  • SnapFi
  • 1155 Meridian Avenue, San Jose, CA, 95125
  • Lends in California
  • SnapFi is innovating the mortgage lending experience. Working at the intersection of leading edge technology and dedicated, expert advisory services, we customize and deliver the best financial solutions for our clients, today, tomorrow, and into the future. We’re fast. We’re agile. We make our own decisions.

  • Foley Mortgage
  • 1660 Hamilton Ave, Suite 100, San Jose, CA, 95125
  • Lends in California
  • Foley Mortgage provides mortgage financing for all types of borrowers and situations, including refinances, purchases, FHA / VA. Additionally we offer hard money loans for investor flips, estate trusts or probate, rehab projects, small commercial and mixed use properties. Mike Foley is the co-owner & creative side of Foley Mortgage.

  • Excel Trust Deed Investments
  • 1314 Lincoln Ave, Suite 2A, San Jose, CA, 95125
  • Lends in California
  • "Excel Trust Deed Investments (formerly Excel Financial) has been arranging private lending solutions and helping families and businesses in the San Francisco Bay Area with their alternative financing needs for over 30 years.
    Our loan experts constantly evaluate the best ways to help meet your short-term and long-term financial goals."

  • The Westside Mortgage Group
  • 569 University Avenue, Los Gatos, CA, 95032
  • Lends in California
  • Westside Mortgage is a boutique mortgage brokerage located in Los Gatos, California. The company was founded by Eric Cutting in 1994, and has originated and closed over 1.5 Billion in mortgage loans. The business relies solely on referrals from prior clients, and specializes in Purchase, Refinance, Equity and Private Lending.

  • Victoria Capital Mortgage
  • 455 Los Gatos Blvd. Suite 100, Los Gatos, CA, 95032
  • Lends in California
  • Mortgage Brokering and Origination. Victoria Capital Mortgage Company works with over 30 lenders and specializes in purchase, re-finance and reverse mortgage loans. Contact us for excellent service to save money on your home loan. Victoria Capital Mortgage Established in 1998 and We have been servicing home owners in the Silicon Valley since 1998.

  • Saratoga Capital Inc
  • 485 Alberto Way, Suite 200, Los Gatos, CA, 95032
  • Lends in California
  • Saratoga Capital, Inc. is a privately-held real estate management company on the West Coast offering apartment home residences, amenities and customer service for renters throughout 35 locations. Since 1971, we have been committed to providing our customers with the best possible service—and exceeding expectations every day.

  • Meriwest Mortgage
  • 5615 Chesbro Avenue, San Jose, CA, 95123
  • Lends in California
  • Meriwest Credit Union delivers financial value to individuals and small businesses in the Greater Bay Area of California and Tucson, AZ. We provide to those who are seeking above market rates on deposits, low loan rates, lower fees, product options and an experience that makes you feel confident about your decision to do business with us.

  • Lendson
  • 488 Blossom Hill Road, San Jose, CA, 95123
  • Lends in California
  • Lendson We have provided a financial mortgage calculator tool above to help the users understand the important of financial planning, so they can make a wise decision towards their mortgage need. and also We are built on a trust foundation with a clear understanding that trust is something we must earn every day. With our clients.