AI Brings Private Money Lenders of San Jose, California [2025 list]

Use Lendersa® hard money mortgage calculator to find private real estate investors in San Jose, Santa Clara, CA. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Local private lenders near you in San Jose, CA

When you locate a private investor through a local hard money broker, your odds of getting a loan increase exponentially; lending hard money loans in San Jose could depend upon locating investors familiar with the neighborhood. A short distance between the hard money investor and the property enhances the loan approval odds and speeds up the funding process.

The population of San Jose is 1798100, and the average sale price is $1,036,320

See our list of commercial and residential lenders that arrange loans secured by the equity in real estate and rely very little on (and sometimes not at all) upon credit your score or income verification. The list shows the private lenders' distance from Zipcode(s): 95118, 95128, 95124, 95125, 95123, 95008, 95002, 95117, 95116, 95111, 95110, 95113, 95112, 95119, 95126, 95127, 95120, 95121, 95148, 95133, 95132, 95131, 95130, 95136, 95135, 95134, 95139, 95138, 95037, 95013, 95129, 95122, 95101, 95103, 95106, 95109, 95115, 95141, 95150, 95151, 95153, 95154, 95155, 95156, 95157, 95158, 95159, 95160, 95161, 95164, 95172, 95173, 95190, 95191, 95192, 95193, 95194, 95196

Compare loan offers from 100 lenders



  • American Dream Financial
  • 1038 Leigh Avenue, Suite 218, San Jose, CA, 95126
  • American Dream Financial was founded in 2002, with our office in Campbell, California. Offering our clients an array of loan programs to serve their home financing needs. Our experienced Mortgage brokers span over 15 years in the Mortgage Business. Providing service with experience you can trust.
  • Coast Capital Direct
  • 750 Lundy Ave. #611145, San Jose, CA, 95161
  • Coast Capital Direct is a Certified Private Money Broker working with private funds, we have our Funding ready to go, We have more Money than Deals, available in the US and Select Other Countries Funding Real Estate that is Non-Owner occupied, Rental Properties and Investment Real Estate, 1-4 Units plus Apartments and more. Commercial and Hotel p
  • Access Investments
  • PO BOX 53642, San Jose, CA, 95153
  • SVCF is a Tier One Mortgage provider of wholesale lending, direct private investors. We're an exclusive group of "exceptions engineers". Providing all of the State of California for both residential and commercial financing, our well experienced professionals engage high level business practices to support your mortgage needs. No maximum loan amoun
  • Technology Credit Union
  • PO Box 1409, San Jose, CA, 95109
  • Tech CU has served the high-tech workforce and its ecosystem in Silicon Valley and the greater Bay Area for over 60 years. It is recognized as one of the best-managed and strongest financial institutions in the country. In 2021, on the basis of member feedback, Tech CU was awarded the 2021 Forbes Best-in-State Award.
  • DCI Mortgage & Investment
  • 4100 Moorpark Ave. Suite 216, San Jose, CA, 95117
  • DCI is a Silicon Valley mortgage broker and lender. Along with competitive rates, DCI provides some of the most flexible loan terms in the industry. DCI focuses on helping people and business finance property outside of the traditional routes. We have many sources of investment and funding.
  • Castle Home Loans
  • 2230 Quimby Road, San Jose, CA, 95122
  • At Castle Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • VS Financial Services, Inc.
  • 1111 Story Road, Suite 1100, San Jose, CA, 95122
  • VS Realty & Loans, Inc. was formerly known as ST Real Estate and Financial Services Inc. located in the Grand Century Mall on Story Road in San Jose. In the past, ST Real Estate and Financial Services Inc. was the only real estate brokerage allowed to operate in the mall. The company was proud and was prideful in the tremendous opportunity.
  • PremierOne Credit Union
  • 6640 Via Del Oro, San Jose, CA, 95119
  • At PremierOne Credit Union, we believe you should have complete peace of mind when it comes to your finances: a variety of financial products, convenience, financial security, and personalized service. PremierOne Credit Union is a not-for-profit financial cooperative serving those who live, worship, work or go to school in Santa Clara County.
  • Community West Mortgage
  • 6980 Santa Teresa Blvd, Suite 160, San Jose, CA, 95119
  • Community West Mortgage There are many advantages to having Community West Mortgage find you the right loan. The most important being that, for us, it's about people. You are a part of our community and we want nothing more than to help our community thrive. and also Community West Mortgage offers the following types of loans: VA, FHA, Convention
  • Loan On Time
  • 1731 Technology Drive, Suite 590, San Jose, CA, 95110
  • We offer Home Mortgage, Equity Line, and FHA Loan Services. We also have Real Estate Services, Specialize in Short Sales and Bank Own properties sales and listings! Contact us today for more details FHA Loan Services. We also have Real Estate Services, Specialize in Short Sales and Bank Own properties sales.
  • Stephen Wong - Bayone Reic
  • 1754 Technology Dr Suite 108, San Jose, CA, 95110
  • Since 2003, I started working mortgage industry. I had over 10 years experience in residential lending. I’m well experienced in lending, credit counseling, personal finance, and Customer service, and I take pride in helping Customers meet their individual objectives. Mainly focus on residential mortgage loan.
  • C2 Financial Corporation - Shawn Sidhu
  • 1250 Aviation Ave, Suite 200Q, San Jose, CA, 95110
  • C2 Financial Corporation - Shawn Sidhu is a mortgage brokerage firm based in San Jose, CA that offers residential and commercial financing assistance throughout the State of California. Some of our specialties are purchase and refinance loans. We're highly experienced working with first time home buyers to seasoned real estate investors