Top Private Money Lenders in Santa Maria, CA

Use Lendersa® hard money mortgage calculator to find private real estate investors in Santa Maria, Santa Barbara, CA. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Discover Private Lenders in Santa Maria, CA

Your likelihood of securing a loan increases significantly when you connect with a private investor through a local hard money broker. In Santa Maria, finding investors familiar with the area is crucial for obtaining hard money loans. A short distance between the investor and the property boosts the odds of approval and speeds up funding.

As of now, Santa Maria has a population of 140545, with an average property sale price of $411,980.

Check out our list of commercial and residential lenders who issue loans secured by real estate equity, often overlooking credit scores or income verification. The lender distances from Zipcode(s): 93454, 93455, 93458 are also shown.

Explore offers from 100 lenders



  • VirtuaLending
  • 9267 Haven Ave, Suite 150,, Rancho Cucamonga, CA, 92336
  • Lends in California
  • Virtua Lending We're not just a lender. We're a homeowner resource. Our mission is to break the standard of modern mortgage lending. We understand our clients well and are focused on providing the best service possible. We hold our name to our reputation. We will make sure you know that we are the most competitive and diligent people.

  • Novo Federal Credit Union
  • 2191 5th Street, Suite 202, Norco, CA, 92860
  • Lends in California
  • Novo Federal Credit Union was chartered in 1963 under the name CRC Federal Credit Union with $750.00 in assets on the day it opened for business. Today, the credit union proudly serves over 2,200 members with assets of just under 16 million dollars.Novo Federal Credit Union is clearly different and better than other financial institutions

  • Community Funding
  • 1780 Town & Country Drive, Suite 108, Norco, CA, 92860
  • Lends in California
  • At Community Funding Personal Service & Outstanding Interest Rates Approved with numerous Lenders, providing diverse financing options, including Conventional, FHA, VA, USDA, Reverse Mortgages, Hard Money, Self-Employed products, Purchase, Refinance, etc. Honest, Ethical AND Prompt Service Provided CA

  • Ample Funding LLC
  • 2841 HAMNER AVE, SUITE A, Norco, CA, 92860
  • Lends in California
  • Ample Funding Mortgage Lender are licensed professionals located in Southern California and we are still expanding our lending territory. We help home buyers get the right, correct mortgage they are looking for. Our talented loan officers walk the buyers through out the process to ensure its smooth and stress-free.

  • Inland Valley Federal Credit Union
  • 9389 Cherry Ave, Fontana, CA, 92335
  • Lends in California
  • Inland Valley FCU is a not-for-profit financial cooperative. We exist to serve the needs of our members and offer the same types of banking products and services you would find at other financial institutions. This includes savings accounts, checking accounts, loans, mortgages, online banking, bill payment, and more.

  • Eagle Community Credit Union
  • 27042 Towne Centre Dr, Foothill Ranch, CA, 92610
  • Lends in California
  • Eagle Community Credit Union is a member-owned, not-for-profit cooperative. For over 80 years, we’ve held a commitment to service excellence and member satisfaction. It’s who we are. It’s in our DNA. We have a rich history. We began as Orange County Postal Credit Union in 1937, and for many years we exclusively helped postal

  • Choice Lending Corp
  • 12640 Hesperia Road, Suite D, Victorville, CA, 92395
  • Lends in California
  • A direct mortgage lender based in Victorville, Rancho Cucamonga and San Diego, Choice Lending Corp is committed to helping those in the Inland Empire and San Diego area, and all of California, find the right mortgage product for their needs. Whether you are looking to refinance, learn about reverse mortgage, or are a first-time home buyer

  • EZ Homes Loan
  • 12061 Jacaranda Ave Suite 2B, Hesperia, CA, 92345
  • Lends in California
  • Knowing your financial options is the best way to leverage your buying power. We offer customized lending options where you decide what to buy when to buy. You have found your perfect home, now you can find your perfect loan to go with it. No matter the type of loan you need, we are with you every step of the way.

  • Serv Corp
  • 1968 S. Coast Hwy Suite 1222, Laguna Beach, CA, 92651
  • Lends in California
  • A Serv Corp private money loan provides flexible short-term financing solutions for investors to purchase new properties, refinance existing investments or fund renovation. Close in 7-10 days. Rates from 10.0%
    Up to 85% LTC & 70% ARV
    No application fees
    Get pre-approved in minutes
    Close in 7-10 days
    Low Costs Fees start at 1.25 Points