Santa Rosa, California Private money Lenders complete AI list of 2025

Use Lendersa® hard money mortgage calculator to find private real estate investors in Santa Rosa, Sonoma, CA. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Find Nearby Private Lenders in Santa Rosa, CA

Leverage the expertise of local hard money brokers to find a private investor, thereby exponentially increasing your chances of obtaining a loan. Lending hard money loans in Santa Rosa often crucially depends on identifying investors who have a strong familiarity with the neighborhood. Their in-depth knowledge of the local area means they are more likely to understand the market nuances and community trends, which can positively affect loan approval odds. Additionally, when the investor is located near the property, it significantly enhances the probability of loan approval and expedites the entire funding process by eliminating unnecessary delays associated with distance.

As of the latest records, the bustling city of Santa Rosa boasts a vibrant population of 324634, while the properties here average a sale price of $647,520. These figures are essential for any potential borrower or investor considering real estate ventures, as they offer valuable insight into the local economic conditions and housing market dynamics.

Peruse our comprehensive list of commercial and residential lenders renowned for structuring loans secured by real estate equity. These lenders typically place little to no emphasis on your credit score or income verification, focusing instead on the property's value. This approach benefits those looking to capitalize on their property’s equity rather than traditional financial metrics. Our list also meticulously details how far these private lenders are from specific Zipcode(s): 95404, 95409, 95403, 95401, 95407, 95405, 95406. This proximity information helps you in selecting lenders that are conveniently located within your area, facilitating easier communication and faster service delivery.

Start your journey today by comparing an array of loan offers from 100 different lenders. You'll discover a diverse selection of options, ensuring that you'll find a loan package perfectly tailored to fit your unique financial objectives and requirements in Santa Rosa, CA.



  • Caliber Home Loans, Inc
  • 877 Anchorage Place, Chula Vista, CA, 91914
  • Caliber Home Loans is a full-service national mortgage lender and agency direct seller/servicer. Caliber originates loans through various channels and transaction types, including a network of retail branches,wholesale lending & correspondent lending.Caliber also offers innovative servicing solutions for both conforming and non-conforming loans.
  • Western Capital Mortgage
  • 860 Kuhn Drive Suite 201, Chula Vista, CA, 91914
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • First Priority Home Loans
  • 891 Kuhn Dr Ste 204, Chula Vista, CA, 91914
  • The First Priority Home Loans Team is your premier mortgage lender located in Chula VIsta, California. First Priority Home Loans offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Chula VIsta area.
  • Patriot Home Loans
  • 823 Anchorage Place, Chula Vista, CA, 91914
  • Patriot Home Loans is committed to exceeding expectations and creating a raving fan experience for all of our homeowners. We proactively communicate through your entire mortgage process with weekly status updates. We commit to: Close on time! Close accurately with the initial figures we originally promised within $100.
  • GI Home Loans, Inc.
  • 910 Hale Pl, Suite 207, Chula Vista, CA, 91914
  • G.I. Home Loans is your Internet resource center for VA Home Loans. We are committed to “serving those who served” by offering the most comprehensive and dedicated service possible to the men and women of our Armed Forces who are in need of assistance with the purchase or refinance of their home.
  • Mint Valley Federal Credit Union
  • 3325 Washington Way, Longview, WA, 98632
  • Mint Valley Federal Credit Union will be a financial cooperative committed to providing quality financial services to its members. We will operate primarily within the region, but will service members beyond this area through their places of work, by phone, or by mail as required.
  • Life Mortgage
  • 842 Washington Way, Suite 110, Longview, WA, 98632
  • Mann Mortgage has been helping home buyers turn their dream of homeownership into reality for 30 years. We offer a variety of home loan solutions, including FHA, VA, Conventional, FHA 203k (Rehab) financing, USDA, low FICO loan options, investor loans, first time home buyer loans and more. Please select a loan type from the options below to learn
  • Novus Home Mortgage, a division of Ixonia Bank
  • 2119 McCulloch Blvd N, Lake Havasu City, AZ, 86403
  • We offer full documentation, no documentation, bank statement programs, DSCR (Investment properties), asset depletion, land loans, commercial, OTC construction and cross-collateralized loans too. My commitment to honesty and integrity and extensive knowledge have made me a “go-to guy” for borrowers and other mortgage and real estate professionals.
  • Nava Commercial Capital & Real Estate Inc.
  • 578 G Street, Brawley, CA, 92227
  • At Nava Commercial Capital & Real Estate Inc. We are a full-service mortgage company based in Brawley, California. We specialize in Residential Loans, Hard Money, Commercial Loans, and Business Loans. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money
  • Sun Community Federal Credit Union
  • 1068 Broadway, El Centro, CA, 92243
  • Sun Community Federal Credit Union was organized on March 9, 1954, as the Imperial Valley U.S. Employees Federal Credit Union, with ten charter members. Over the years, the field of membership was enlarged. In January 1968, the name was changed to Government Agencies Federal Credit Union.
  • First Imperial Credit Union.
  • 1602 W Main St, El Centro, CA, 92243
  • First Imperial Credit Union is a credit union located in Imperial County, California who has a mission to deliver quality, affordable financial services with an exceptional member-focused experience. As a not-for-profit financial instituion, FICU gives back to its membership in the way of lower loan rates
  • IV Alliance Mortgage & Real Estate
  • 395 Broadway Avenue, Suite 5, El Centro, CA, 92243
  • IV Alliance Mortgage and real Estate our team of professionals will make it easy for you to apply for a loan. Give us a call and speak with one of our representatives. Within a day or two, we’ll be able to give you personalized rate information and a solution tailored to your specific needs.