Top Private Money Lenders in Santa Ynez, CA

Use Lendersa® hard money mortgage calculator to find private real estate investors in Santa Ynez, Santa Barbara, CA. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Private Lenders Near You in Santa Ynez, CA

Securing a loan is more likely when you find a private investor through a local hard money broker. In Santa Ynez, success in obtaining hard money loans often relies on investors who know the neighborhood well. Proximity to the property can enhance approval chances and quicken the funding process.

With a population of 4546, Santa Ynez sees average property sale prices around $1,021,900.

Discover our list of commercial and residential lenders who offer loans based on real estate equity, typically with minimal reliance on credit scores or income verification. Their distances from Zipcode(s): 93463, 93460 are also noted.

Compare offers from 100 lenders



  • Military Home Loans
  • 8885 Rio San Diego Drive, Suite 347, San Diego, CA, 92108
  • Lends in California
  • Since 2004, we've helped over two thousand veterans and active duty members discover their dream home and save thousands on smart refinancing, with military home loans. Our appreciation of service members is deeply rooted within our company. We are dedicated to providing YOU with unmatched benefits & customer support.

  • LTV, Inc
  • 2831 Camino del Rio South, Suite 217, San Diego, CA, 92108
  • Lends in California
  • LTV Mortgage Capital is a full-service capital advisory and commercial real estate mortgage brokerage firm. LTV is exclusively focused on securing multifamily, student-housing and net-leased debt assignments for investors throughout the United States.

    We are comprised of a seasoned team with a track record

  • AimLoan.com
  • 4121 Camino Del Rio South, San Diego, CA, 92108
  • Lends in California
  • AimLoan was founded in 1998 as an Internet Direct Lender, committed to using technology to deliver savings, transparency and convenience to mortgage customers. AimLoan is a values-based company. All business decisions are made in a manner consistent with our Core Values and Code of Ethics.

  • First Liberty Funding Corporation
  • 1940 Garnet Avenue, Suite 230, San Diego, CA, 92108
  • Lends in California
  • First Liberty Funding Corporation is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan

  • Hop Mortgage Inc.
  • 3530 Camino Del Rio N, Suite 206, San Diego, CA, 92108
  • Lends in California
  • Hop Mortgage brings decades of combined expertise in the mortgage lending industry to provide the highest level of service. Their dedication and 24/7 service to their clients is why they are chosen as the preferred lending partner of many of the areas top real estate professionals. The Hop Mortgage Team will join you on the journey of homeownership

  • California Housing and Lending, Inc
  • 3456 Camino Del Rio N. Suite 206, San Diego, CA, 92108
  • Lends in California
  • California Housing and Lending we are passionate about ensuring that our clientele experience the utmost exceptional service when dealing with our outstanding personnel. We take strong pride in educating our consumers from start to finish being fully present in every step of the transaction through our full package of real estate.

  • Veterans United Home Loans of San Diego
  • 6863 Friars Road, Suite 100, San Diego, CA, 92108
  • Lends in California
  • The VA home loan was created in 1944 by the United States government to help returning service members purchase homes without needing a down payment or excellent credit. This historic benefit program has guaranteed more than 24 million VA loans, helping veterans, active duty military members and their families purchase or refinance a home.

  • WindVest Corporation
  • 3131 Camino Del Rio North Suite # 310, San Diego, CA, 92108
  • Lends in California
  • Windvest was founded in 1994 as a privately held real estate investment firm focused on opportunistic commercial and residential real estate investment projects. In addition to our own investment activities we operate as a direct lender.Dr. Carlos Jimenez is the Chairman and Founder of Windvest Corporation.

  • Weldon Financial Inc
  • 2665 5th Avenue, Suite 608, San Diego, CA, 92103
  • Lends in California
  • Weldon Financial is a private real estate lending company that has been filling the needs of borrowers for whom conventional financing is inappropriate or undesired since 1997. Our experience, coupled with a strong, knowledgeable investor core gives us the ability to act quickly and decisively for the benefit of both lenders and borrowers.

  • XO Mortgage
  • 2720 5th Ave, Suite J, San Diego, CA, 92103
  • Lends in California
  • We want to get to know you so that one of our seasoned loan officers can offer you the ideal financing solution. We are proud to have helped finance thousands of loans, helping Americans find, keep and afford their dream homes. We take pride in treating our clients with honesty and integrity.

  • Pacific Postal Credit Union
  • 1040 Leigh Ave, San Jose, CA, 95126
  • Lends in California
  • PPCU is a friendly, member-owned financial institution, conveniently located throughout the Bay Area. Our commitment to our member-owners is to surpass their financial expectations by offering an entire range of financial services from loans, savings and investment accounts to online banking, all at the best possible rates.