AI Brings Private Money Lenders of Stockton, California [2026 list]

Use Lendersa® hard money mortgage calculator to find private real estate investors in Stockton, San Joaquin, CA. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Discover Private Lenders in Stockton, CA Near You

Securing a private investor through a local hard money broker can dramatically enhance your chances of obtaining a loan. In the context of hard money loans in Stockton, having investors who understand the neighborhood can be crucial. Proximity between the investor and your property is not only likely to improve your approval odds but also speeds up the overall funding process, making it more efficient.

The city of Stockton harbors a population of 397264, and properties here have an average sales price of $328,030, which is vital information for eager investors and potential borrowers.

Explore our extensive list of both commercial and residential lenders. These lenders specialize in offering loans that are secured by the equity in real estate and typically do not rely heavily on your credit score or require thorough income verification. This list also indicates how close each private lender is to the Zipcode(s): 95219, 95212, 95210, 95211, 95209, 95205, 95207, 95202, 95204, 95206, 95203, 95201, 95214, 95267, 95269, 95296, 95297, providing a key advantage when searching for local lending solutions that might suit your needs.

Explore and compare various loan offers available from a network of 100 lenders, allowing you to make informed and strategic decisions best suited to your financial circumstances and objectives.



  • Masters Team Mortgage
  • 785 Orchard Dr Suite 250, Folsom, CA, 95630
  • Lends in California
  • Masters Team Mortgage is a premier mortgage broker in the greater Sacramento region. Our boutique approach ensures a lending experience rare in today’s automated, online-dominated lending environment. We want to see you, get to know you, and develop a relationship with you that will span generations to come.
  • Reliance Home Loans - Evangeline Scott
  • 950 Glenn Drive, Suite 265, Folsom, CA, 95630
  • Lends in California
  • We are a full-service mortgage company based in Folsom, CA. We specialize in Home Purchase Loans and Refinance in California. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
  • Primary Residential Mortgage, Inc.
  • 101 Parkshore Dr Ste 215, Folsom, CA, 95630
  • Lends in California
  • Our creative business model has provided decades of stable success, and in 2019 alone, we funded over $6.3 billion in loans and helped people all over the country reach their home financing goals. We believe in providing strong futures for our customers, our referral partners and our team members.
  • Iron Point Mortgage
  • 2130 E. Bidwell Street, Suite 110, Folsom, CA, 95630
  • Lends in California
  • At Iron Point Mortgage, our business is helping clients get the right residential financing for both new home purchase and refinance mortgages. Our passion, is providing the education and guidance so you’ll understand the process, how to plan for the future, take advantage of available opportunities, and build long-term wealth through Real Estate.
  • Spectrum Credit Union
  • PO Box 2069, Oakland, CA, 94604
  • Lends in California
  • Spectrum Credit Union is committed to providing highly competitive benefits and compensation as well as a comfortable, fun work environment for our staff. The Team Spirit Committee organizes companywide events throughout the year. Our headquarters office features ergonomic sit/stand desks, and semi-monthly subsidized table massages
  • Griselda Ledesma and Ledesma Team
  • 12553 San Pablo Avenue, Richmond, CA, 94805
  • Lends in California
  • Griselda Ledesma and Ledesma Team As a team we value visionary thinking, productivity, accountability and growth. With over 100 years of combined experience we are proud to be a quality resource for our community, yet remain humble and grateful to have the opportunity to serve. Our work is much more than real estate and mortgage.
  • Newfi Wholesale
  • 2200 Powell St. Suite 340, Emeryville, CA, 94608
  • Lends in California
  • Newfi Wholesale is a wholesale mortgage lender founded by industry veterans and managed by a team of mortgage professionals with deep experience in the wholesale market. We are committed to providing our broker partners with a broad range of loan products, efficient technology, and an attractive price point to help them grow their business.
  • Welcome Home Funding
  • 885 Island Drive, Suite 205, Alameda, CA, 94502
  • Lends in California
  • Welcome Home Funding delivers the personal service of a local lender, leveraging the resources of a national brand. Currently operating in all 50 states & the District of Columbia, Welcome Home Funding branches have earned over 1200 Zillow reviews praising reliable preapprovals, ease of transaction, on-time closings & transparency & communication.
  • Fresh Home Loan Inc
  • 1151 Harbor Bay Parkway, Suite 136, Alameda, CA, 94502
  • Lends in California
  • Fresh Home Loan, Inc., “Independent Mortgage Brokers That Work for the People! ™ with Garrick Werdmuller at the forefront, is a team of expert mortgage brokers helping people finance their dream homes and secure their future. We carry out our work with great care for our clients and follow the philosophy.
  • The Money Market, Inc.
  • 39899 Balentine Drive, Newark, CA, 94560
  • Lends in California
  • We Are The Amazon for Mortgage Solutions, your One-Stop Shop for real estate loans. We fund both residential and commercial. We can fund your fix and flips up to 100% of the acquisition and 100% of the rehab. We Fund QM (Agency) ranging from FHA, VA, USDA, Conforming, Conventional, and Jumbo Loans. We also fund non-QM loans for self-employed and