342 AI Selected Private money Lenders Polk City, IA

Use Lendersa® hard money mortgage calculator to find private real estate investors in Polk City, Polk, IA. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

social-security

Your social security number is unnecessary to get a FREE accurate loan quote.


Your Local Private Lenders in Polk City, IA

Improving your chances of securing a loan can be significantly achieved by identifying a private investor through a local hard money broker. This method is crucial for obtaining hard money loans in Polk City since leveraging investors familiar with the neighborhood can make all the difference. The proximity of a hard money investor to the property can notably enhance the likelihood of loan approval and expedite the funding process, leading to faster financial solutions.

In Polk City, the population stands at 4961, with the average property selling at $308,440. These figures are instrumental in shaping the locale's real estate and lending dynamics, providing valuable context for potential borrowers.

Our listing includes a variety of commercial and residential lenders who issue loans secured by real estate equity, placing minimal reliance on traditional credit scores or income verification. We also indicate how close these private lenders are to the Zipcode(s): 50226, allowing you to assess the most convenient options available.

To explore and select an appropriate loan offer, compare offers from 100 lenders to ensure competitive choices.



  • Iowa Savings Bank
  • 510 Highway 30 West, Carroll, IA, 51401
  • Iowa Savings Bank We appreciate the time you are taking to learn more about one of the most reputable and strongest local banks in Western Iowa. We believe it is important first of all to serve the needs of our customers whether it be as a safe haven for their funds or as a source of funds for public, business, family and personal needs.
  • Availa Bank
  • 126 W 6th St, Carroll, IA, 51401
  • Since 1870, Availa Bank has been providing Iowans with high quality financial products and services to fit their needs. With such a rich history, you can be sure we have the service and expertise you’re looking for in a financial institution. We have something for all your needs, whether you want to take out a loan.
  • Commercial Savings Bank
  • 325 W Highway 30, Carroll, IA, 51401
  • Commercial Savings Bank is a locally-owned community bank that has been serving the financial needs of Carroll County residents for over 100 years. The bank was founded in 1917 with capital of $25, 000 and three employees. The local ownership and management continue to be the foundation of the bank's strength and define its unique character.
  • Power Co-op Employees Credit Union
  • 1208 North 13th Street, Humboldt, IA, 50548
  • Power Co-op Employees Credit Union was chartered in 1956. From 29 members and $356 in assets after the first month of operation, it has grown to over 2046 members and $53 million in assets today. Membership in Power Co-op Employees Credit Union is open to employees of Corn Belt Power and its distribution cooperatives.
  • UNITE Credit Union
  • 802 West 29th Street, Cedar Falls, IA, 50613
  • UNITE Credit Union provides financial services to employees, students, alumni and families of the University of Northern Iowa and Cedar Falls Community School District. Members also include employees, retirees and families of MidAmerican Energy, Greco Financial and Nagle Signs. UNITE is federally insured by the National Credit Union Association.
  • Cedar Falls Community Credit Union
  • 123 W 4th Street, Cedar Falls, IA, 50613
  • CFCCU was originally chartered in 1958 as a member-owned financial co-operative serving the needs of a local machinists union. Membership was extended to other groups of employees over the years until in 1982, CFCCU received a community charter. Our current field of membership includes individuals who live or work in 7 Iowa counties.
  • Town & Country Credit Union
  • 1414 Chatburn Avenue, Harlan, IA, 51537
  • Town and Country Credit Union has been a member-owned financial institution since 1939. Father Duren, of St. Boniface Church, Westphalia, started the credit union in 1939. Town & Country Credit Union now operates two branches in Harlan and Avoca, IA. Town & Country Credit Union is a community credit union.
  • Shelby County State Bank
  • 508 Court Street, Harlan, IA, 51537
  • Since 1880, SCSB has delivered financial services with our mission of building relationships that promote family, service, and community. we offer all the personal and business services you need with a local, knowledgeable staff eager to provide you with personal attention and excellent customer service.
  • Meridian Credit Union
  • 1206 N Jefferson Street, Ottumwa, IA, 52501
  • Meridian Credit Union is a not-for-profit, member-owned financial cooperative that exists to serve its members. Being a not-for-profit cooperative means we return a portion of earnings back to our members by offering competitive rates on deposits & loans. Meridian Credit Union provides a safe place to save & borrow money.
  • South Ottumwa Savings Bank
  • 320 Church Street, Ottumwa, IA, 52501
  • South Ottumwa Savings Bank has grown from a simple currency exchange to a full-service financial institution with acquired offices of Hedrick Savings Bank in 2011, West Liberty State Bank in 2015 and Peoples State Bank in 2020. A community bank, with decisions made locally by people who know the community and surrounding areas.