Bay City Private & Hard Money Lenders for Real Estate

Use Lendersa® hard money mortgage calculator to find private real estate investors in Bay City, Bay, MI. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

social-security

Your social security number is unnecessary to get a FREE accurate loan quote.


Private Lenders in Your Area: Bay City, MI

By finding a private lender through a local hard money broker, your chances of obtaining a loan can rise significantly. Securing hard money loans in Bay City is more feasible when you find investors with a keen understanding of the neighborhood. Keeping the distance between the investor and the property short enhances loan approval likelihood and speeds up funding.

Bay City boasts a population of 66107, while properties here average a sale price of $80,400.

We feature a list of both commercial and residential lenders who provide loans based on property equity, often with minimal reliance on traditional credit scores or income verification. The list indicates how far each private lender is from the following Zipcode(s): 48706.

View and compare loan offers from 100 lenders



  • The State Bank
  • 175 N. Leroy St, Fenton, MI, 48430
  • Lends in Michigan
  • Our mission is to remain an independent community bank by offering the most flexible and comprehensive financial solutions delivered by our team of top performing professionals who go to work every day with the goal of helping families, businesses, and our communities find their better state.

  • Oxford Bank
  • 60 S. Washington Street, Oxford, MI, 48371
  • Lends in Michigan
  • Oxford Bank is the oldest commercial bank headquartered in Oxford, Michigan and has operated continuously under local ownership and management since 1884. We manage seven full-service bank branches, and four customer-focused remote offices located throughout Oakland, Genesee, and Lapeer counties.

  • Brick Financial Group LLC
  • 18 N Washington Street, Suite C, Oxford, MI, 48371
  • Lends in Michigan
  • At Brick Financial Group our main goal is to provide an exceptional value while maintaining high service standards to all members of our extended community. In an ever changing mortgage market, where technology and robot loans are all the rage, we want to be the lender who is for the people, by the people.

  • Community First Federal Credit Union
  • 9637 N Greenville Rd, Lakeview, MI, 48850
  • Lends in Michigan
  • Community First Federal Credit Union was founded in Lakeview, Michigan in 1985. We opened our second branch in Howard City, Michigan in 2009. The third branch, located in Trufant, Michigan, opened in 2012. In 2018, we opened our fourth branch in Morley, Michigan.We are a part of Xtend, a share branching network.

  • LAFCU
  • PO Box 26188, Lansing, MI, 48909
  • Lends in Michigan
  • LAFCU is proud to not only serve the community in which they have offices, but to also play an active role in making our community a better place to live. LAFCU encourages community involvement and its employees serve many organizations and committees on a volunteer leadership basis by sitting on their boards of directors.

  • Astera Credit Union
  • 111 S Waverly Road, Lansing, MI, 48917
  • Lends in Michigan
  • Astera Credit Union is based in Lansing, Michigan. It serves over 15, 000 members with four branches in Lansing, DeWitt, & Ionia. It supports nearly 150 employer groups by providing direct deposit & other financial tools for their employees.

    Astera was founded in 1949 by employees at Lansing's Fisher Body Plant to provide honest & affordable l

  • FARM BUREAU FAMILY CREDIT UNION
  • 7373 West Saginaw Highway, Lansing, MI, 48917
  • Lends in Michigan
  • Farm Bureau Family Credit Union was chartered in December 1933 as a member-owned financial institution to serve the employees of the Michigan Farm Bureau Family of Companies, their family members, and Farm Bureau members statewide.

    Our field of membership includes:

    Michigan Farm Bureau members
    Farm Bureau Insurance of Michigan customers

  • First National Home Mortgage
  • 101 E. Grand River, Howell, MI, 48843
  • Lends in Michigan
  • First National Home Mortgage is a team. Mortgage professionals with decades of experience backed by First National Bank in Howell’s 125+ year history for providing the very best financial services. Buying a home is among life’s most important financial decisions. Refinancing your mortgage can be too.