Cold Spring, Minnesota Private money Lenders complete AI list of 2025

Use Lendersa® hard money mortgage calculator to find private real estate investors in Cold Spring, Stearns, MN. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Private Lenders Available Near You in Cold Spring, MN

Partnering with a private investor via a local hard money broker can significantly boost your chances of getting a loan. Securing hard money loans in Cold Spring often hinges on finding investors who know the local area well. When the investor is situated close to the property, it tends to improve approval odds and streamline the funding process.

Cold Spring is home to 4601 residents and has an average real estate sale price of $204,760.

View our list of commercial and residential lenders that offer loans based on real estate equity. These lenders typically rely minimally—and sometimes not at all—on your credit score or income verification. The list includes each private lender's distance from Zipcode(s): 56320.

Compare loan offers from 100 lenders



  • Northeast Bank
  • 77 Broadway Street Northeast, Minneapolis, MN, 55413
  • Northeast Bank is a locally-owned community bank with offices in Northeast Minneapolis, New Brighton and Coon Rapids, MN focused on serving small to medium businesses. At Northeast Bank, we partner to meet community needs. Local businesses are important to us and our community – that is why we go to great lengths to help them grow.
  • Minnesota Bank & Trust
  • 7701 France Avenue South, Edina, MN, 55435
  • We offer our employees unlimited opportunities for career development, growth and the ability to contribute to the vitality of your community. Our clients choose to bank with us because of our robust product offerings, high-touch service, and commitment and impact in our communities.
  • Tradition Mortgage
  • 7601 France Ave S, Suite 170, Minneapolis, MN, 55435
  • The Tradition name represents a continual awareness and respect for the excellence of real estate development, real estate investment and real estate finance services. Tradition Companies is committed to the highest standards of quality, craftsmanship, community involvement and most importantly, a dedication to the customer.
  • Franklin State Bank
  • 278 2nd Ave E., Franklin, MN, 55333
  • At Franklin State Bank, we are your trusted banking partner! Located in Southwest Minnesota, we are happy to serve our friends, family and neighbors by helping them secure home, business, and agricultural loans as well as supplying them with convenient checking, savings and more. Online and mobile banking ensures you get your financial information
  • Propel Home Loans LLC
  • 8400 Normandale Lake Blvd, Suite 920, Minneapolis, MN, 55437
  • We don’t just pitch rates. That doesn’t take any skill. Sure, we have some of the best rates available in the market, but that doesn’t mean that a particular lender or interest rate is right for you and your goals. We believe that our professional responsibility is to help you manage your mortgage debt over your lifetime.
  • SharePoint Credit Union
  • 5300 Hyland Greens Drive, Bloomington, MN, 55437
  • SharePoint is committed to serving the financial needs of its members through quality financial products & a strong community presence. SharePoint is leading the way in service & products for our members. We strive to give our members the service they deserve, while enhancing their financial well-being. Our personal service, competitive rates.
  • North American Banking Company
  • 2230 Albert Street, Roseville, MN, 55113
  • We offer a better banking experience. We're not your average bank. We like problem solving. We like making things happen. And, we like having a little fun while we're at it. Founded on July 21, 1998, North American Banking Company has been committed to providing personal service to its community.
  • SPIRE Credit Union
  • 2025 Larpenteur Avenue W, Falcon Heights, MN, 55113
  • We have 21 branch locations in Minnesota. Through our network of branches, ATMs, and innovative products and services, we can assist you with all of your financial needs. Whether you are just starting out in life, own your own business, or are close to retirement, SPIRE would like to be your total financial solution.
  • Progressive Lending Solutions Inc
  • 2277 West Highway 36, Suite 304, Roseville, MN, 55113
  • Progressive Lending Solutions we have access to practically EVERY loan program and underwriting option that is available in the marketplace. We have all of the programs anyone else would have, but also many that traditional banks do not.As a Consultant, in a sense I can do the shopping for you, identifying what the best underwriting.
  • First Equity Mortgage
  • 1935 County Road B2 West, Suite 265, Roseville, MN, 55113
  • First Equity Mortgage, our goal is to find you the best loan with the most competitive rate and terms, so you can move in sooner with less effort. Let us help you navigate the unpredictable housing market, and provide you with the safety, security and peace of mind that comes with closing your loan quickly
  • Progressive Lending Solutions, Inc.
  • 2277 West Highway 36, Suite 304, Roseville, MN, 55113
  • Progressive Lending Solutions, Inc., and their entire support staff offers over 100 years of experience in the mortgage industry. We are committed to providing our clients with continuous feedback and communication, fast approvals and excellent customer satisfaction. Progressive Lending Solutions prides itself on incorporating unparalleled
  • NorthMarq
  • 3500 American Blvd West, Suite 500, Minneapolis, MN, 55431
  • We offer clients the ideal combination of a strong national company capable of attracting a wide range of capital sources, a personalized approach to buying and selling multifamily properties, exceptional knowledge of local markets, and a robust loan servicing operation to manage the life of your loan.