AI Brings Private Money Lenders of Spencer, North Carolina [2026 list]

Use Lendersa® hard money mortgage calculator to find private real estate investors in Spencer, Rowan, NC. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Find Local Private Lenders in Spencer, NC

Securing a loan is more achievable when you work with a local private investor through a nearby hard money broker. In Spencer, success in hard money lending often depends on identifying investors familiar with the area. The proximity of the investor to the property can significantly improve your odds of approval and expedite the funding process.

The population of Spencer stands at 3257, with an average property sale price of $120,210. These details are crucial for evaluating real estate opportunities within the city.

Consult our list of commercial and residential lenders who arrange loans secured by the equity in real estate. These lenders frequently focus minimally on credit scores or income verification. Our list also indicates how far these lenders are from Zipcode(s): 28144, 28159.

Review loan offers from 100 lenders

Leveraging the expertise of local lenders offers strategic benefits, emphasizing property equity over traditional credit assessments, thus optimizing the loan process to better align with your financial objectives.



  • Bird Rock Group
  • La Jolla Blvd, La Jolla, CA, 92037
  • Lends in North Carolina
  • Bird Rock Group, based in San Diego, offers creative capital solutions for real estate investors nationwide. Specializing in bridge loans, fix and flip financing, and value-add projects, we provide unparalleled speed, flexibility, and reliability. Our seasoned team ensures efficient closings and exceptional service, empowering investors with depend
  • Inner Core Capital
  • 4275 Executive Square, Suite 200, La Jolla, CA, 92037
  • Lends in North Carolina
  • Inner Core Capital stands as a beacon in financial solutions. With a unique mix of loan offerings—ranging from private money to conventional financing—they cater to every borrower’s needs. Specializing in cash out refinancing, they offer competitive rates and terms. Whether for investment properties or personal projects, Inner Core Capital crafts f
  • MCapital Holdings LLC
  • 2065 New Haven Avenue, Claremont, CA, 91711
  • Lends in North Carolina
  • Specializing in both residential and commercial loans for borrowers and brokers, as well as trust deed purchases to the investor community. MCapital Holdings LLC. has provided private money products to clients who are interested in our ethical, intelligent approach. Our long history in this business
  • KP RE Capital Group
  • 300 S EL Camino Real, San Clemente, CA, 92672
  • Lends in North Carolina
  • Discover KP RE Capital Group, spearheaded by industry leader Philip Doyle. Specializing in real estate investment strategies, KP RE Capital Group excels in providing personalized solutions to maximize property portfolio performance. With a commitment to transparency and client success, they navigate the complexities of real estate with expertise an
  • Clearinghouse CDFI
  • 23861 El Toro Road Suite 700, Lake Forest, CA, 92630
  • Lends in North Carolina
  • We are a community lender and a Benefit “B” Corporation that addresses unmet credit needs throughout the U.S. and in Indian Country through direct lending, equity investments, and financial assistance. Borrowers, Need a Loan? Learn about our loan programs and others like you who are driving positive change in their communities. Investors, see ho
  • Citadel Servicing Corporation
  • 25531 Commercentre Drive, Suite 160, Lake Forest, CA, 92630
  • Lends in North Carolina
  • Citadel Servicing Corporation (“CSC”), was formed with a focus on providing the industry’s leading tailor-made Non-QM mortgage products. We are partner with industry leaders and mortgage professionals, focusing on delivering programs that center around borrower and industry needs.
  • Carlyle Capital
  • 3 Park Plaza, Suite 780, Irvine, CA, 92618
  • Lends in North Carolina
  • Carlyle Capital is an asset-based private lender and asset management company in the business of deploying capital against real estate,typically as short-term bridge loans to acquire, refinance,re-purpose, or develop real estate holdings.Carlyle Capital’s extensive strategic partners provide the ability to competitively fund deals of any magnitude.
  • United Equity Finance and Realty
  • 24302 Del Prado, Dana Point, CA, 92629
  • Lends in North Carolina
  • The scope of my real estate finance purview extends to originating primarily both HECM and private jumbo reverse mortgages. Additionally as a realtor my focus is in assisting homeowners both buy and sell in Greater Los Angeles. My goals in effort to best support my clientele are to extend my network of real estate finance professionals including bo
  • Innovative Real Estate Planning Group
  • 1740 East Garry Avenue, Suite 114, Santa Ana, CA, 92705
  • Lends in North Carolina
  • Innovative Real Estate Planning Group, Inc is a thriving company that specializes in finding great flips, constructing beautiful homes, and creating home financing solutions. We succeed in any market to service our clients with commitment and excellence to deliver personalized mortgage solutions
  • Fidelity Bancorp Funding
  • 1551 N. Tustin Ave. Ste 700, Santa Ana, CA, 92705
  • Lends in North Carolina
  • Our focus is on serving your needs. Our efficient process is driven by great people who understand our need to strive for excellent service to lead in our marketplace consistently. At Fidelity Bancorp Funding, we research all your funding options for you so you can relax knowing you’ll have the support you need.
  • OCC Lending, Inc
  • 17461 Irvine Blvd., Suite S, Tustin, CA, 92780
  • Lends in North Carolina
  • OCC Lending, Inc is a US-based nationwide direct portfolio lender of Residential & Commercial debt financing. We finance solutions for investors who don’t necessarily fit into the box of traditional bank lending. OCC Lending, Inc has created a track record in marketplace for funding transaction using a true case-by-case common sense lending app