Hard money loans Lowest rates with AI in Lacey, New Jersey

Use Lendersa® hard money mortgage calculator to find private real estate investors in Lacey, Ocean, NJ. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Find Local Private Lenders in Lacey, NJ

Engaging a private investor through a local hard money broker can significantly boost your chances of loan approval. In Lacey, securing hard money loans often depends on finding investors who know the neighborhood well. A shorter distance between the investor and the property can improve approval odds and quicken the funding process.

The population in Lacey is around 28804, and the average property sale price is $331,780. These figures help capture the real estate market's pulse.

Check out our list of commercial and residential lenders. They offer loans primarily secured by real estate equity, with minimal reliance on your credit score or income verification. The list includes the distance of each private lender from the given Zipcode(s): 08734, 08731, 08752, aiding in the selection of local options.

Start comparing loan offers from a selection of 100 lenders



  • Waring Investments
  • 125 Kingsland Avenue, Suite 201, Clifton, NJ, 07014
  • Waring Investments, Inc. was founded in 1991. Owners and principals, Morris and David Spector, have successfully led Waring since its inception and have over 50 years of combined experience in the hard money loan business. They have distinguished the Company as a direct lender in the commercial-private and hard money real estate market.
  • Iron Fund
  • 150 Great Neck Road, Suite 102, Great Neck, NY, 11021
  • Iron Fund is a Direct Capital Provider for loan officers, brokers, and third-party originators. Iron Fund specializes in Fix & Flips/ Bridge Loans, Ground- Up Construction, and 30-Year DSCR Loans. Our new broker platform provides a full technology suite with same-day loan approvals and secure document uploads.
  • W Financial
  • 60 Cutter Mill Road, Suite 601, Great Neck, NY, 11021
  • W Financial is a New York-based commercial real estate bridge lender specializing in time-sensitive or complex loan requirements. When a deal is unusual or time is short, we provide our clients with rapid, reliable access to the capital they need to get their deal over the finish line.
  • The Capital Lenders
  • 428 Upper Mountain Ave, Montclair, NJ, 07043
  • The Capital Lenders Money is the lifeblood of business, and you need someone you can trust to help you with the financing and working capital necessary to keep your company afloat. At The Capital Lenders, we are nationally recognized for our resources and commitment to finding customized solutions for our customers’ commercial finance needs.
  • UNMB Home Loans Inc.
  • 3601 Hempstead Turnpike, Suite 300, Levittown, NY, 11756
  • UNMB Home Loans Inc. is strong. Our business is built through the heart and soul of our team. From CEO Don Giorgio to our mortgage loan originators to our administrative and support staff, we stand strong in our mission to provide the most responsible and sound financing options to our clients.
  • Cross River Bank
  • 400 Kelby St, 14th Floor, Fort Lee, NJ, 07024
  • Cross River provides technology infrastructure powering the future of financial services. Leveraging a proprietary real-time banking core, Cross River delivers innovative and scalable embedded payments, cards, lending, and crypto solutions to millions of consumers and businesses. Cross River is backed by leading investors and serves the world’s mos
  • Union Building Trades Federal Credit Union
  • 205 Cherry Hill Road, Parsippany, NJ, 07054
  • Union Building Trades Federal Credit Union, a unique financial institution serving the building trade unions of Northeastern U.S.. Union Building Trades Federal Credit Union is a member owned, not for profit, financial cooperative dedicated to the financial well being of its members.
  • Commercial Mortgage Depot
  • 1000 Clifton Ave, Suite 104, Clifton, NJ, 07013
  • Commercial Mortgage Depot is purely focused on the small balance commercial niche and understands how difficult it is to navigate the current finance arena.In Commercial Real Estate Financing, experience is what matters most. The staff of Commercial Mortgage Depot has helped customers close commercial real estate loans.
  • Stratton Equities
  • 28 Bloomfield Ave, Suite 302, Pine Brook, NJ, 07058
  • Stratton Equities is the Leading Nationwide Direct Hard Money & NON-QM Lender that specializes in fast and flexible lending processes. Our team is owned and operated by experienced Real Estate Investors providing a reliable and knowledgeable team to help all Real Estate investors succeed. No Upfront Fee's, No Junk Fee's No Tax Returns.