AI Brings Private Money Lenders of Charlottesville, Virginia [2025 list]

Use Lendersa® hard money mortgage calculator to find private real estate investors in Charlottesville, Charlottesville, VA. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Explore Private Lenders in Charlottesville, VA

When you connect with a private investor through a local hard money broker, your chances of obtaining a loan significantly increase. The success of lending hard money loans in Charlottesville often depends on finding investors who are familiar with the local neighborhood. Having a short distance between the hard money investor and the property further boosts loan approval odds and accelerates the funding process.

Charlottesville has a population of 100416, with the average property sale price being $361,640.

View our compiled list of commercial and residential lenders. They offer loans secured by real estate equity and generally require minimal emphasis on credit scores or income proof. This list also details the distance of private lenders from Zipcode(s): 22901, 22902, 22903, 22905, 22906, 22909.

Compare Loan Offers from 100 Lenders



  • Sweetgrass Capital
  • 25 Cumberland Street, Suite 120, Charleston, SC, 29401
  • SweetGrass Capital makes homeownership possible for more South Carolinian’s than any other state based lender. Our philosophy is to keep marketing and advertising expenses at a minimum, instead allocating those funds to optimize a streamlined loan process. This allows us to provide our clients with lower rates and a higher level of customer service
  • Grandbridge
  • 4938 Brownsboro Rd, Louisville, KY, 40222
  • "We specialize in commercial and multifamily real estate capital markets financing, servicing loan portfolios, providing asset and portfolio management, and real estate brokerage services on a national basis. We're ranked a ""Strong"" Commercial Loan Primary Servicer by S&P Global Ratings and have broad capital provider base of over 100 sources"
  • Kairos Equities
  • 1941 Bishop Ln, Louisville, KY, 40218
  • Kairos Equities is a private lender headquartered in Louisville, KY providing investors across the US with capital for a multitude of loan types. Their lending parameters are versatile and creative, offering loan amounts from $50,000- $20,000,000 with a maximum LTV of 90%, and rates starting at around 5%.
  • TLOA Mortgage LLC
  • 11 Talcott Notch Rd, Farmington, CT, 06032
  • TLOA Mortgage is an asset-based private lending company offering competitive rates, fast underwriting, and reliable access to capital. We specialize in private mortgage solutions tailored to meet your needs, with a focus on speed and expertise. Backed by years of industry experience, our expert team is committed to making private mortgage lending e
  • Estate Financial LLC
  • 32000 Northwestern Highway, Suite 130, Farmington, MI, 48334
  • Estate Financial was founded in 2020 by Amaan Siddiqui, Marcus Dikhow, and Julian Denha. We have 30+ years of providing elite client service and white-glove treatment to ensure our relationships with our clients become relationship-driven than transaction-driven. We are the #1 choice for our clients due to our combined experience in Mortgages.
  • Rapid Mortgage Funding
  • 30800 Telegraph Road, Suite 2985, Bingham Farms, MI, 48334
  • The Rapid Mortgage Funding Team is your premier mortgage team located in Bingham Farms, Michigan. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Bingham Farms area.
  • University Bank
  • 2015 Washtenaw Avenue, Ann Arbor, MI, 48104
  • University Bank is an FDIC insured, locally owned and locally managed Community Bank primarily serving the cities of Ann Arbor and Ypsilanti of Washtenaw County, Michigan. The Community Banking operation focuses on local businesses, local residents, minorities and non-profit organizations.
  • Ruoff Mortgage
  • 1700 Magnavox Way, Suite 220, Fort Wayne, IN, 46804
  • We provide a best-in-class residential mortgage experience for our customers and an enriching and fulfilling culture for our employees through transparency, respect, and the highest ethical standards. Our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals.