FHA Loan Limits in Kern County, California for 2026

City	FHA-SFR	FHA-2 units	FHA-3 units	FHA-4 units
Arvin	$472,030	$604,400	$730,525	$907,900
Bakersfield	$472,030	$604,400	$730,525	$907,900
Bear-Valley-Springs	$356,362	$456,275	$551,500	$685,400
California-City	$356,362	$456,275	$551,500	$685,400
Delano	$472,030	$604,400	$730,525	$907,900
Ford-City	$356,362	$456,275	$551,500	$685,400
Golden-Hills	$356,362	$456,275	$551,500	$685,400
Greenacres	$472,030	$604,400	$730,525	$907,900
Lake-Isabella	$356,362	$456,275	$551,500	$685,400
Lamont	$472,030	$604,400	$730,525	$907,900
McFarland	$472,030	$604,400	$730,525	$907,900
Mojave	$472,030	$604,400	$730,525	$907,900
Oildale	$472,030	$604,400	$730,525	$907,900
Ridgecrest	$472,030	$604,400	$730,525	$907,900
Rosamond	$472,030	$604,400	$730,525	$907,900
Rosedale	$472,030	$604,400	$730,525	$907,900
Shafter	$472,030	$604,400	$730,525	$907,900
Stallion-Springs	$356,362	$456,275	$551,500	$685,400
Taft	$472,030	$604,400	$730,525	$907,900
Tehachapi	$472,030	$604,400	$730,525	$907,900
Wasco	$472,030	$604,400	$730,525	$907,900

FHA Loan Limits in Kern County, California