USDA Vs. FHA your options comparison in Homer, Kenai Peninsula County, AK
For the year 2025, the USDA loan limit in Homer, within the county of Kenai Peninsula, AK, is set at $337,600. In contrast, for a single-family dwelling, the FHA loan cap is $472,030.
Leverage the Lendersa® USDA loan calculator to compare today’s optimal rates between USDA and FHA. Discover what income, credit score, reserves, and documentation are necessary for qualification. Our sophisticated mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loan options, assisting you in identifying the most suitable program in for your financial circumstances.
2025 Loan Limits and Down Payment Prerequisites in Homer, Kenai Peninsula, AK
Type of Loan
Maximum Loan Amount
Down Payment Requirement
USDA
$337,600
0%
FHA
$472,030
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Options Available in Homer, AK
The mission of Lendersa® is to quickly and effortlessly help you secure the best USDA or FHA loan available. Start by choosing from one of three pathways which match you with lenders and USDA loan packages.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is endorsed by the U.S. Department of Agriculture and is specifically available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans boast a no-down payment requirement, offering a distinct advantage in certain locales.
Fidelity First Funding was established in July, 2000 and has been helping to make home ownership possible for clients throughout Utah and Idaho ever since. With the combined experience of our expert team, we will be able to get you into the home of your dreams. We have funded over $900 Million loans over the last 19 years.
At Alta Mortgage Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
We specialize in loans for veterans & active duty military service members. We work fast and move quick. We get loans done in as fast as 3 weeks from start to finish. No junk LENDER Fee's on VA Loans. We are a "wholesale mortgage lender to the public. We get better terms with zero lender fee's.
Making Mortgages FUN, one home at a time!
Let's take care of your mortgage AND have some FUN! I love helping people buy and refinance their homes here in Utah. I love Utah! Loans don't have to feel like an applicationscopy.
It is my job to help you through this process and make it as stress-free as possible.
Bank of Utah is a 65-year old stronghold in the financial industry that provides personal and business banking, mortgage and commercial lending, wealth management, trusts, insurance and investment services for thousands of customers across Utah and around the globe. Established by Ogden business executive, Frank M. Browning, on Dec. 1, 1952.
We believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction. We can place all types of mortgages including purchases, refinances, equity takeouts, debt consolidations.
As each person is different with their life experiences, the same is with financing of a home. Some individuals have perfect credit, while some have bruises from different life experiences. As a broker we help each person by finding the right lender that fits each persons situation. That is our specialty.
Citywide Home Loans has two branches that serve the Ogden area and beyond. Our original office off of Chambers Street and our new Ogden Junction office. Citywide offers a full portfolio of products to meet the needs of the Washington market, including construction and renovation loans. Our staff is experienced in all manner of residential loans.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
