USDA VS FHA in Kenai, Kenai Peninsula County, AK

In 2025, USDA loan limit in Kenai, county of Kenai Peninsula, AK is $337,600 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Kenai, county of Kenai Peninsula, AK

Loan Type Loan Limit Down payment
USDA $337,600 0%
FHA $472,030 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA loan options in Kenai, AK

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Alaska?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Merit Bank
  • 659 Gallatin Street SW, Huntsville, AL, 35801
  • At Merit Bank, our mission is to empower employees to think and serve our customers with an ownership mentality so that we may always stay true to our name. To receive more information about Merit Bank or any of our services, please call us at 256-692-8700, To call a branch directly, please visit the Locations page for branch numbers.
  • Bryant Bank
  • 320 Pelham Ave SW, Huntsville, AL, 35801
  • Founded in 2005, Bryant Bank proudly operates 18 branches located in five of the six largest metropolitan markets in the state of Alabama: Huntsville, Birmingham, Tuscaloosa, Mobile, and Baldwin County. We offer personal, business, and mortgage banking services as well as Treasury Management Services, Correspondent Banking, and Capital Markets.
  • VA Mortgage Alabama
  • 3350 L and N Drive, Huntsville, AL, 35801
  • Whether you are refinancing or purchasing a home, VA mortgage Alabama can save you thousands! We do this by receiving fixed compensation from our lenders (compensation that is not driven by interest rates). This allows us in most cases to eliminate origination fees and absorb 3rd party fees by giving back the market premium.
  • Progress Bank
  • 201 Williams Avenue, Huntsville, AL, 35801
  • At Progress Bank, we're thinking forward. Here, innovation leads to the very best Banking relationship you've ever had. Expect uncomplicated Banking from smart Bankers and good listeners who respond with an insightful solution that's just for you. We're committed to giving back to our community,
  • 1st Family Mortgage Company
  • 900-A Merchants Walk SW, Huntsville, AL, 35801
  • The 1st Family Mortgage Company team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Lawhorn & Associates Mortgage Company, Inc
  • 100 Jefferson Street South, Suite 100-B, Huntsville, AL, 35801
  • "Lawhorn & Associates, a mortgage brokerage company, can get the lowest mortgage rate on loan products for Conventional, FHA, VA, USDA and Reverse mortgage financing. We post the current rates daily. We specialize in getting the lowest 30-year and 15-year fixed rates. We have many mortgage resources and tools to assist in your financing"
  • Southern Fidelity Mortgage Group of Huntsville
  • 3350 L and N Drive SW, Huntsville, AL, 35801
  • Southern Fidelity Mortgage Group was founded in 2006 by Huntsville native, Mark Kent. Since the beginning, we have focused on one goal: giving our customers the best, most competitive options when looking to purchase, build or refinance their home while providing the highest level of customer care and service.
  • Redmond Lending Group, LLC
  • 228 Holmes Ave NE, 5th Floor, Huntsville, AL, 35801
  • "Redmond Lending Group is a one stop shop for all your home & business loan needs. From purchasing your first home, buying investment property, or acquiring a new business. RLG wants to help. To provide the lowest rates and fees in our community; to save our clients the most money possible. Cutting out all the red tape and hassle,"
  • The Luzerne Bank
  • 118 Main Street, Luzerne, PA, 18709
  • Penns Woods Bancorp, Inc, is the bank holding company for Jersey Shore State Bank (JSSB) and Luzerne Bank (LUZ). It was incorporated in Pennsylvania on January 7, 1983, with JSSB as a wholly owned subsidiary and later acquired Luzerne Bank on June 1, 2013. In October 2000, JSSB acquired the M Group, Inc. D/B/A The Comprehensive Financial Group.
  • Getz Mortgage, Inc.
  • 480 Pierce Street, Suite 306, Kingston, PA, 18704
  • Getz Mortgage, Inc., based in Kingston, is a Pennsylvania Licensed Mortgage Broker, owned and operated by Jesse Getz. The company focuses on purchase, refinance and new construction mortgages in Northeastern and Central Pennsylvania. With over 25 years of experience in the mortgage lending industry.
  • REI Lending Network, LLC.
  • 3918 ABBEYWOOD DR, Pearland, TX, 77584
  • Maximize and create the endless possibilities of real estate investing with our trusted network of private money lenders and flexible commercial bridge loans. Nationwide reach, tailored solutions, and rapid access to unlimited capital to fund your next deal – We're your reliable partner in achieving financial success through real estate.