USDA VS FHA in Kalifornsky, Kenai Peninsula County, AK
In 2025, the USDA loan limit for Kalifornsky, which is in the county of Kenai Peninsula, AK, is set at $337,600. Meanwhile, the FHA limit for a single-family home is $472,030. These caps are pivotal for understanding the boundaries of these financial programs available to potential homebuyers.
Use the Lendersa® USDA loan calculator to effectively compare the prevailing USDA versus FHA rates. This tool aids in determining the essential income, credit standing, reserves, and documents required to qualify. With our state-of-the-art mortgage calculator, you can examine USDA, FHA, Conforming, and VA loans simultaneously, helping you to select the most fitting program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Kalifornsky, Kenai Peninsula, AK
Loan Type
Loan Limit
Down Payment
USDA
$337,600
0%
FHA
$472,030
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Solutions in Kalifornsky, AK
Lendersa® strives to facilitate the acquisition of the best USDA or FHA loan with efficiency and ease. Start with one of three pathways to connect with matching lenders and explore USDA loan offerings designed to meet your economic needs.
A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is tailored for rural areas. Unlike FHA loans which often demand a minimum down payment of 3.5%, USDA loans offer the advantage of no required down payment, making them a highly attractive option for eligible applicants.
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