USDA VS FHA in Soldotna, Kenai Peninsula County, AK

In 2025, the USDA loan limit in Soldotna, within Kenai Peninsula county of AK, is $337,600. On the other hand, the FHA loan limit for a single-family home is $472,030. Knowing these amounts is vital for understanding how much you can potentially borrow.

Make use of the Lendersa® USDA loan calculator to compare today’s top USDA VS FHA rates, and determine income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options side by side, assisting in deciding which program in suits your financial situation best.

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2025 Loan Limits and Down Payment Requirements in Soldotna, Kenai Peninsula, AK

Loan Type Loan Limit Down Payment
USDA $337,600 0%
FHA $472,030 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Options in Soldotna, AK

The mission of Lendersa® is to swiftly secure the best USDA or FHA loan without hassle. Choose one of three starting avenues to connect with matching lenders and review USDA loan programs fitting your needs.

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Understanding USDA Loans in AK

A USDA home loan, backed by the Department of Agriculture and known as a USDA rural development loan or mortgage, is available exclusively in rural locations. Unlike FHA loans, which require a 3.5% down payment, USDA loans offer a no-down-payment advantage, making them highly appealing to eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • New Season Mortgage is a wholesale mortgage company. This simply means that we have more options to offer you. It allows you to shop for the best loan within your budget from one convenient place. No application fee. No Processing fee. The lowest interest rates in the industry.We’re local but offer a completely digital, streamlined experience.
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  • 14392 S Outer Forty Road, Chesterfield, MO, 63017
  • Division #6 Highway Credit Union has been in business since 1953 serving MoDot and Missouri State Highway Patrol employees and their families. Anyone employed by the Missouri Department of Transportation in District Six, or employed by the Missouri State Highway Patrol, Troop C, is eligible to become a member
  • Access Capital Funding, LLC
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  • Access Capital Funding, LLC has been providing St. Louis home loans for more than 20 years. We specialize in FHA loans, VA loans, USDA loans and Conventional home loans. Thousands of First Time Homebuyers have used our services. Our No Cost Refinance is a Missouri and Illinois home loan favorite, saving our clients thousands in closing cost.
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  • Commercial Bank is an independent bank specializing in relationship banking. We focus on personal relationships with you, our customer. While providing this "good old fashioned"​ brand of service we still provide the latest banking technology. Come visit us and let Commercial Bank show you what we can offer you.
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