USDA VS FHA in Soldotna, Kenai Peninsula County, AK
In 2026, the USDA loan limit in Soldotna, within Kenai Peninsula county of AK, is $337,600. On the other hand, the FHA loan limit for a single-family home is $472,030. Knowing these amounts is vital for understanding how much you can potentially borrow.
Make use of the Lendersa® USDA loan calculator to compare today’s top USDA VS FHA rates, and determine income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options side by side, assisting in deciding which program in suits your financial situation best.
2026 Loan Limits and Down Payment Requirements in Soldotna, Kenai Peninsula, AK
Loan Type
Loan Limit
Down Payment
USDA
$337,600
0%
FHA
$472,030
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Soldotna, AK
The mission of Lendersa® is to swiftly secure the best USDA or FHA loan without hassle. Choose one of three starting avenues to connect with matching lenders and review USDA loan programs fitting your needs.
A USDA home loan, backed by the Department of Agriculture and known as a USDA rural development loan or mortgage, is available exclusively in rural locations. Unlike FHA loans, which require a 3.5% down payment, USDA loans offer a no-down-payment advantage, making them highly appealing to eligible buyers.
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