USDA Vs. FHA your options comparison in Ketchikan, Ketchikan Gateway County, AK
In the year 2025, the USDA loan limit for Ketchikan in the county of Ketchikan Gateway, AK is set at $381,400, whereas the limit for an FHA loan on a single-family home is $485,300. Understanding these limits is crucial for potential homebuyers who are looking to determine the financial constraints and possibilities available through these loan options.
Utilize Lendersa®'s USDA loan calculator to evaluate and compare today's prime USDA versus FHA loan rates. It helps in discerning the necessary income, credit, reserve levels, and documentation required to qualify. With our advanced mortgage calculator, you have the advantage of examining USDA, FHA, Conforming, and VA options side by side, equipping you to make a well-informed decision on the most suitable loan program for your financial circumstances in .
2025 Loan Limits and Down Payment Requirements in Ketchikan, Ketchikan Gateway, AK
Loan Type
Loan Limit
Down Payment
USDA
$381,400
0%
FHA
$485,300
3.5%
Conventional Conforming
$1,089,300
3%
Discover USDA and FHA Loan Options in Ketchikan, AK
The primary goal of Lendersa® is to help you secure the best USDA or FHA loan swiftly, with minimal difficulty. Start by choosing one of three initial pathways to connect with compatible lenders and explore USDA loan programs tailored to your specific financial needs.
A USDA home loan is a financial product guaranteed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. It is specifically available for properties in rural neighborhoods. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment, providing an enticing alternative for qualifying homebuyers seeking residency in rural areas.
Reliance Financial Group uses the Latest, Secure technologies to Communicate, Pre-qualify, Apply and Close on your loan in the quickest turnaround times. Every employee strives towards giving you quality service and a high level of communiction that keeps you updated & informed every step of the way.
525 East Big Beaver Road, Suite 303, Troy, MI, 48083
Our nationwide Lending Connections and our local professional Mortgage Brokers allow us to offer our clients a tailored no-hassle mortgage to fit every need and every budget. We attract clients and employees that respect the dedication of an ethical, moral, and professional job well done, we believe that is the ONLY way to do business.
"The Towne Mortgage family of companies' mission is to always put our customers first. We pride ourselves on providing superior customer service and work diligently to ensure that we exceed each of our customer’s expectations. We're hiring!
Headquartered in Troy, Michigan with over 30 years of experience,"
C4D Mortgage, our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Cornerstone Community Financial is a progressive full-service financial institution still owned and operated by its members. To help members reach their personal financial goals, the credit union offers financial products and services ranging from share certificates to Visa® credit cards to online banking.
Mortgage 1 is dedicated to providing a world-class team with innovative tools to better serve our customers. Our mission is to deliver unique financing options tailored to each individual’s situation. Family is the foundation of Mortgage 1 and providing exceptional service to lifelong customers is our goal.
44028 Mound Rd, Suite 3, Sterling Heights, MI, 48314
R-B Financial/Mortgages, Inc was established in 1992. A lot about the mortgage industry has changed over that time. However, our core principles established 30 years ago still remain the same today. Honesty. Integrity. Accountability.Founded by Ralph Buccinno, R-B Financial/Mortgages, Inc.
35871 Mound Road, Ste. 201, Sterling Heights, MI, 48310
Discover Sistar Mortgage, a premier mortgage company in Michigan dedicated to securing your future. Our expert team provides a comprehensive range of mortgage products, ensuring personalized support from pre-qualification to loan verification. With Sistar Mortgage, experience a seamless and transparent journey to homeownership. Contact us at 1 888-
THE LOCAL employs middle class workers, organized under a collective bargaining agreement in order to stay true to the principles of the 1949 charter.
THE LOCAL prides itself in offering all financial products that banks and Mega-credit union’s offer – but at reasonable rates to encourage thrift among our members.
38219 Mound Rd, Suite 201, Sterling Heights, MI, 48310
At JBG Mortgage we’re mortgage nerds, but we know that you may not be, so our team is here for you should any questions arise about your mortgage because we want you to feel confident and excited about this next journey of your life. Your experience is the #1 priority in our office which is why every loan is handled with experienced Loan Officers.
